20400 Havenview Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20400 Havenview Dr, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,189 sqft · built 1988
Lot Size	1.23 acres (53,709 sqft)
Owner	Individual Name on File
Last Sale	$820,000 (Aug 2017)
Tax Bill	$11,215 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-601-18`

Property Details

APN / Parcel Number

Primary APN	`001-601-18`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,189 sqft Heated Area
Gross Area	5,063 sqft
1st Floor Area	1,536 sqft
Upper Floors Area	1,295 sqft
Flooring	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	Raised
Lot Area	53,709 sqft (1.23 acres)
Garage Area	440 sqft

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	492 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	001-601-18
Street Address	20400 HAVENVIEW DR
City	CORNELIUS
State	NC
Zip	28031-7086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	DIST:3 CITY/MUNI/TWP:CORNELIUS MAP REF:BK 1 PG 60
Legal Subdivision	CAMBRIDGE GROVE PH 01 MAP 05
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1004
Census Tract	6217

Owner

20400 Havenview Dr is owned and occupied by an individual who bought it in August 2017.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20400 HAVENVIEW DR, CORNELIUS, NC 28031-7086
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
May 18, 2020	Deed of Trust, Mortgage · Line of Credit AQUESTA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2017 · Amount on File
Deed Sale	Aug 21, 2017 · Amount on File
Deed Document Number	0032054959
Deed Book / Page	09736 / 0140
Prior Transfer Date	Jun 15, 1998
Prior Transfer Doc	0097360140
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20400 HAVENVIEW DR, CORNELIUS, NC 28031-7086
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000161732
Date	Aug 23, 2021
Book Page	36440/742
Instrument	2021161732

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20400 HAVENVIEW DR, CORNELIUS, NC 28031-7086
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113365
Date	Aug 21, 2017
Book Page	32058/962
Instrument	2017113365

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20400 HAVENVIEW DR, CORNELIUS, NC 28031-7086
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070524
Date	May 18, 2020
Book Page	34584/572
Instrument	2020070524

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20400 HAVENVIEW DR, CORNELIUS, NC 28031-7086
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070244
Date	May 18, 2020
Book Page	34582/578
Instrument	2020070244

Lender

Name	AQUESTA BANK
Type	Bank
Address	CORNELIUS, NC 28031

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 20400 Havenview Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20400 Havenview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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