2040 Windsor Beach Dr, Fenton, MI 48430 Property Records

Genesee County property record for 2040 Windsor Beach Dr, Fenton, MI 48430

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,588 sqft · built 1967
Lot Size	0.423 acres (18,426 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jan 2022)
Tax Bill	$5,946 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-11-579-044`

Property Details

APN / Parcel Number

Primary APN	`06-11-579-044`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,588 sqft Living Area
1st Floor Area	912 sqft
Basement Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	18,426 sqft (0.423 acres)
Lot Dimensions	190 ft deep x 97 ft wide
Garage Area	1,284 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2040 WINDSOR BEACH DR
City	FENTON
State	MI
Zip	48430-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 44 TRIPLE OAK ESTATES
Legal Subdivision	TRIPLE OAK ESTATES
Legal Lot Number	44
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	2
Census Block	2008
Census Tract	13302

Owner

2040 Windsor Beach Dr is owned and occupied by an individual who bought it in January 2022.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2040 WINDSOR BEACH DR, FENTON, MI 48430-9726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Jan 18, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on File
Deed Sale	Jan 18, 2022 · Amount on File
Prior Sale	Feb 13, 2009 · Amount on File
Deed Document Number	20223391
Prior Transfer Date	Oct 31, 2008
Prior Transfer Doc	0000077738
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2040 WINDSOR BEACH DR, FENTON, MI 48430-9726
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3316 EMMONS AVE, ROCHESTER HILLS, MI 48307-5515

Mortgage

Document Number	0000090824
Date	Nov 29, 2021
Instrument	202111290090824

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 18, 2022
Property Address	2040 WINDSOR BEACH DR, FENTON, MI 48430-9726
Document Number	0000003391
Map Reference	LB 4 PG 46&47
Instrument Date	Nov 16, 2021
Instrument	202201180003391
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Amount	Amount on Record
Tax	$2,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1505 W ROLSTON RD, 1505, LINDEN, MI 48451-9769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 WINDSOR BEACH DR, FENTON, MI 48430-9726

Tax Assessment & Valuation

The 2025 property tax bill for 2040 Windsor Beach Dr was $5,946 with a homeowner's exemption, down 2.8% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Fenton Charter Township
Unified School District	Lake Fenton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,200 (+4.07%) Land $28,700 Building $150,500	$358,400 (+4.07%) Land $57,400 Building $301,000
2025	$5,946.00 (-2.78%) Homeowner's exemption	$172,200	$344,400
2024	$6,116.00
2023		$154,000	$308,000
2019	$2,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2040 Windsor Beach Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2040 Windsor Beach Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FENTON serves 11,746 people · EPA ID MI0002270
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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