2040 Westchester Dr, Silver Spring, MD 20902 Property Records

Montgomery County property record for 2040 Westchester Dr, Silver Spring, MD 20902

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,900 sqft · built 1989
Lot Size	0.04 acres (1,720 sqft)
Owner	Individual Name on File
Last Sale	$606,000 (Jun 2026)
Tax Bill	$6,290 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-02845001`

Property Details

APN / Parcel Number

Primary APN	`13-02845001`
Alternative APN	`02845001`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,900 sqft Living Area
Gross Area	2,110 sqft
1st Floor Area	760 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,720 sqft (0.04 acres)
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02845001
Street Address	2040 WESTCHESTER DR
City	SILVER SPRING
State	MD
Zip	20902-3557
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD9
Legal Description	WESTCHESTER
Legal Subdivision	WESTCHESTER
Legal Block	H
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3013
Census Tract	703209

Owner

2040 Westchester Dr, a townhouse, is owned and occupied by an individual who bought it in June 2026.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2040 WESTCHESTER DR, SILVER SPRING, MD 20902-3557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer · Conventional Mortgage US BANK
Apr 30, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Oct 17, 2006 · Amount on File
Deed Book / Page	70661 / 316
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 26, 2026
Property Address	2040 WESTCHESTER DR, SILVER SPRING, MD 20902-3557
Document Number	7066000316
Book / Page	70661 / 316
Instrument Date	Jun 24, 2026
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$612,060.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 WESTCHESTER DR, SILVER SPRING, MD 20902-3557

Mortgage

Document Number	7066000326,
Date	Jun 26, 2026
Book Page	70661/326

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2040 WESTCHESTER DR, SILVER SPRING, MD 20902-3557
Transaction Type	Mortgage
Record Updated	May 13, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 WESTCHESTER DR, SILVER SPRING, MD 20902-3557

Mortgage

Document Number	0679510280
Date	Apr 30, 2024
Book Page	67951/280

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2040 Westchester Dr was $6,290.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$521,400 (+3.04%)	$552,200 (+9.13%) Land $150,000 Building $402,200
2025	$6,290.00	$506,000 Land $150,000 Building $356,000	$506,000 Land $150,000 Building $356,000
2023		$447,933	$506,000 Land $150,000 Building $356,000
2022	$4,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2040 Westchester Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2040 Westchester Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: T-Mobile.

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