York County property record for 2040 Waterfall Dr, Hanover, PA 17331
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,295 sqft · built 2009 |
| Lot Size | 0.831 acres (36,198 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $479,000 (Apr 2026) |
| Tax Bill | $10,109 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-000-21-0045.00-00000 |
| Primary APN | 52-000-21-0045.00-00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,295 sqft Living Area |
| 1st Floor Area | 1,412 sqft |
| Basement Area | 675 sqft |
| Finished Basement | 675 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Colonial |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Lot Area | 36,198 sqft (0.831 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2040 WATERFALL DR |
|---|---|
| City | HANOVER |
| State | PA |
| Zip | 17331-8238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 45; RESERVOIR HEIGHTS PHASE I; PB 1886-1778 |
| Legal Subdivision | RESERVOIR HEIGHTS PHASE 1 |
| Jurisdiction | YORK PA |
| Township / Civil Division | WEST MANHEIM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 22404 |
2040 Waterfall Dr is owned and occupied by two individuals who bought it in April 2026.
Source: York County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2040 WATERFALL DR, HANOVER, PA 17331-8238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 6, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 22, 2018 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2026 · Amount on File |
| Deed Sale | Apr 8, 2026 · Amount on File |
| Prior Sale | Jun 22, 2018 · Amount on File |
| Deed Document Number | 202614646 |
| Deed Book / Page | 2883 / 654 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Apr 8, 2026 |
| Property Address | 2040 WATERFALL DR, HANOVER, PA 17331-8238 |
| Document Number | 0000014646 |
| Book / Page | 2883 / 654 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202614646 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | CAPSTONE LAND TRANSFER LLC, CAPSTONE LAND TRANSFER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $483,790.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2040 WATERFALL DR, HANOVER, PA 17331-8238 |
| Document Number | 0000014647, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 202614647 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK PA |
| Property Address | 2040 WATERFALL DR, HANOVER, PA 17331-8238 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000052892 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 2674/6689 |
| Instrument | 2021052892 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK PA |
| Property Address | 2040 WATERFALL DR, HANOVER, PA 17331-8238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000040756 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 2437/3845 |
| Instrument | 2017040756 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Jun 22, 2018 |
| Property Address | 2040 WATERFALL DR, HANOVER, PA 17331-8238 |
| Document Number | 0000025963 |
| Book / Page | 2475 / 3543 |
| Map Reference | MB1886 PG1778 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 2018025963 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2040 WATERFALL DR, HANOVER, PA 17331-8238 |
| Document Number | 0000025964 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 2018025964 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 2040 Waterfall Dr was $10,109, up 4.8% from the year before.
Source: York County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | York County |
| County Subdivision | West Manheim Township |
| Unified School District | South Western School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,109.00 (+4.76%) | $288,930 (-) Land $75,980 Building $212,950 | |
| 2025 | $9,650.00 | $288,930 (-) Land $75,980 Building $212,950 | |
| 2024 | $9,650.00 | $288,930 Land $75,980 Building $212,950 | |
| 2006 | $288,930 Land $75,980 Building $212,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2040 Waterfall Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2040 Waterfall Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK WATER CO private · serves 206,762 people · EPA ID PA7670100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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