Warwick City property record for 2040 W Shore Rd, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,114 sqft · built 1948 |
| Lot Size | 0.115 acres (5,015 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Dec 2022) |
| Tax Bill | $3,493 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Aug 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36008050000 |
| Primary APN | 36008050000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,114 sqft Living Area |
| Gross Area | 2,388 sqft |
| 1st Floor Area | 768 sqft |
| Attic | Attic |
| Attic Area | 768 sqft |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,015 sqft (0.115 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 141573 |
|---|---|
| Street Address | 2040 W SHORE RD |
| City | WARWICK |
| State | RI |
| Zip | 02889-4247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 805 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21700 |
2040 W Shore Rd is owned and occupied by an individual who bought it in December 2022.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2040 W SHORE RD, WARWICK, RI 02889-4247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Aug 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Dec 15, 2022 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE |
| Nov 15, 2018 | Warranty Deed, Transfer MOVEMENT MTG LLC |
| Jul 16, 2018 | Warranty Deed, Transfer ROBERT PUDDICOMBE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2022 · Amount on File |
| Deed Sale | Dec 15, 2022 · Amount on File |
| Prior Sale | Nov 15, 2018 · Amount on File |
| Deed Document Number | 202217238 |
| Deed Book / Page | 10259 / 43 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 2040 W SHORE RD, WARWICK, RI 02889-4247 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010059-155 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 10059/155 |
| Instrument | 865 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 2040 W SHORE RD, WARWICK, RI 02889-4247 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010186-92 |
|---|---|
| Date | Aug 5, 2022 |
| Book Page | 10186/92 |
| Instrument | 11203 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Dec 15, 2022 |
| Property Address | 2040 W SHORE RD, WARWICK, RI 02889-4247 |
| Document Number | 0010259-43 |
| Book / Page | 10259 / 43 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 17238 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2040 W SHORE RD, WARWICK, RI 02889-4247 |
| Document Number | 0000017239 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 17239 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0010259-58 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 10259/58 |
| Instrument | 17240 |
| Name | RHODE ISLAND HOUSING & MTG FIN CORP |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Nov 15, 2018 |
| Property Address | 2040 W SHORE RD, WARWICK, RI 02889-4247 |
| Document Number | 9169-156 |
| Book / Page | 9169 / 156 |
| Instrument | 16189 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23.88 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 91690159 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 09169/0159 |
| Name | MOVEMENT MTG LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 15, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jul 16, 2018 |
| Property Address | 2040 W SHORE RD, WARWICK, RI 02889-4247 |
| Document Number | 9092-19 |
| Book / Page | 009092 / 000019 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 9736 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2040 W SHORE RD WARWICK RI 028894247, WARWICK, RI 02889-4247 |
| Document Number | 9092-22 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 009092/000022 |
| Instrument | 9737 |
| Name | ROBERT PUDDICOMBE |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 2040 W Shore Rd was $3,493.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,493.00 | $275,000 Land $58,400 Building $216,600 | |
| 2024 | $297,160 | ||
| 2023 | $3,092.00 (+10.04%) | $217,900 (+45.27%) Land $50,800 Building $167,100 | |
| 2022 | $2,810.00 | $150,000 Land $29,200 Building $120,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2040 W Shore Rd in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 58 (1978–2021) |
| Claims Outside the SFHA | 6 of 58 |
| Most Recent Claim | Oct 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2040 W Shore Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 88% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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