2040 Valley Dr, High Ridge, MO 63049 Property Records

Jefferson County property record for 2040 Valley Dr, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,562 sqft · built 1940
Lot Size	6.33 acres (275,735 sqft)
Owner	2 Individual Names on File
Last Sale	$396,000 (Nov 2018)
Tax Bill	$2,044 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023.008.02001008`

Property Details

APN / Parcel Number

Primary APN	`023.008.02001008`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,562 sqft Living Area
1st Floor Area	1,562 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	275,735 sqft

Exterior Amenities

Pool Area	364 sqft
Porch	Open Frame Porch
Porch Area	121 sqft
Patio Area	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2040 VALLEY DR
City	HIGH RIDGE
State	MO
Zip	63049-2652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	PT NW1/4
Legal Range	5E
Legal Township	43N
Legal Section	08
Legal Block	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	1
Census Block	1014
Census Tract	700211

Owner

2040 Valley Dr is owned and occupied by two individuals who bought it in November 2018.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2040 VALLEY DR, HIGH RIDGE, MO 63049-2652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage FLAT BR MTG
Oct 29, 2019	Deed of Trust, Mortgage FLAT BR MTG
Nov 26, 2018	Warranty Deed, Transfer FLAT BR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2018 · Amount on File
Deed Sale	Nov 26, 2018 · Amount on File
Deed Document Number	201835572
Prior Transfer Date	May 31, 2017
Prior Transfer Doc	2017R016772
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2040 VALLEY DR, HIGH RIDGE, MO 63049-2652
Document Number	0000026654
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2040 VALLEY DR BYRNES MILL MO 630492652, BYRNES MILL, MO 63049-2652

Mortgage

Document Number	0000026654
Date	Jul 27, 2020
Instrument	26654

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2040 VALLEY DR, HIGH RIDGE, MO 63049-2652
Document Number	0000034897
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2040 VALLEY DR HIGH RIDGE MO 630492652, HIGH RIDGE, MO 63049-2652

Mortgage

Document Number	0000034897
Date	Nov 6, 2019
Instrument	34897

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 26, 2018
Property Address	2040 VALLEY DR, HIGH RIDGE, MO 63049-2652
Document Number	0000035572
Instrument Date	Nov 15, 2018
Instrument	35572
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 VALLEY DR HIGH RIDGE MO 630492652, HIGH RIDGE, MO 63049-2652

Mortgage

Document Number	35573
Date	Nov 26, 2018
Instrument	35573

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2040 Valley Dr was $2,044, up 2.2% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,700 (-) Land $8,100 Building $20,600	$151,100 (-) Land $42,400 Building $108,700
2025	$2,044.00 (+2.2%)	$28,700 Land $8,100 Building $20,600	$151,100 (-) Land $42,400 Building $108,700
2024	$2,000.00 (+0.55%)		$151,100 (+3.64%) Land $42,400 Building $108,700
2023	$1,989.00	$27,700 Land $8,100 Building $19,600	$145,800 Land $42,400 Building $103,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2040 Valley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2040 Valley Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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