2040 Summit Dr, Cushing, MN 56443 Property Records

Morrison County property record for 2040 Summit Dr, Cushing, MN 56443

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,846 sqft · built 1996
Lot Size	1.31 acres (57,286 sqft)
Owner	2 Individual Names on File
Last Sale	$287,500 (Oct 2025)
Tax Bill	$2,262 (2026)
Deeds & Mortgages	Aug 2005 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29.2582.000`

Property Details

APN / Parcel Number

Primary APN	`29.2582.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,846 sqft Living Area
1st Floor Area	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,286 sqft (1.31 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2040 SUMMIT DR
City	CUSHING
State	MN
Zip	56443-2068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 019 BLOCK 001 OF THE SUMMIT TOG WITH EASEMENT ACROSS PTS OF LOTS 1, 2 & 3 BLK 1
Legal Subdivision	THE SUMMIT
Legal Block	1
Legal Lot Number	1-3,19
Jurisdiction	MORRISON MN
Township / Civil Division	SCANDIA VALLEY
Census Block Group	2
Census Block	2046
Census Tract	780100

Owner

Source: Morrison County records · APN 29.2582.000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2040 SUMMIT DR, CUSHING, MN 56443-2068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2005	Deed of Trust, Mortgage · Conventional Mortgage CROW WING POWER CU
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Oct 20, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Deed Document Number	2025608102
Prior Transfer Date	Jan 29, 2025
Prior Transfer Doc	0000603221
Record Updated	Sep 20, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRISON MN
Property Address	2040 SUMMIT DR, CUSHING, MN 56443-2068
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000458330
Date	Aug 26, 2005
Instrument	458330

Lender

Name	CROW WING POWER CU
Type	Credit Union
Address	BRAINERD, MN 56401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRISON MN
Property Address	2040 SUMMIT DR, CUSHING, MN 56443-2068
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	LARSON ABSTRACT COMPANY, LARSON ABSTRACT CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000577659
Date	Apr 19, 2021
Instrument	577659

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Interest

Rate Type	Fixed Rate

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORRISON MN
Recording Date	Oct 20, 2025
Property Address	2040 SUMMIT DR, CUSHING, MN 56443-2068
Document Number	0000608102
Instrument Date	Oct 17, 2025
Instrument	608102
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	LARSON ABSTRACT COMPANY, LARSON ABSTRACT CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$948.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2040 SUMMIT DR, CUSHING, MN 56443-2068

Mortgage

Document Number	0000608103
Date	Oct 20, 2025
Instrument	608103

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Morrison County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Morrison County
County Subdivision	Scandia Valley Township
Unified School District	Staples-Motley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,262.00 (-0.88%) Homeowner's exemption	$286,400 (+5.14%) Land $51,000 Building $235,400	$286,400 (+5.14%) Land $51,000 Building $235,400
2025	$2,282.00 (-17.5%)	$272,400 (-1.84%) Land $51,000 Building $221,400	$272,400 (-1.84%) Land $51,000 Building $221,400
2023	$2,766.00 Homeowner's exemption	$277,500 Land $31,500 Building $246,000	$277,500 Land $31,500 Building $246,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 30, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	30 (2014–2024)
Claims Outside the SFHA	28 of 30
Most Recent Claim	Jun 2024 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 4 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 35 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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