2040 Suda Dr, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 2040 Suda Dr, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,169 sqft · built 1989
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$259,000 (Sep 2020)
Tax Bill	$3,637 (2024)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-14-07-111-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-07-111-004.000-018`
Alternative APN	`1714070111004000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,169 sqft Living Area
1st Floor Area	1,062 sqft
2nd Floor Area	1,107 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Other
Roof Material	Asphalt
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	138 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other
Sewer	Connected

Location & Zoning

Account Number	1714070111004000
Street Address	2040 SUDA DR
City	CARMEL
State	IN
Zip	46280-1571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .19, SECTION 7, TOWNSHIP 17, RANGE 4, WALDEN POND, SECTION 2, LOT 101
Legal Range	04
Legal Township	17
Legal Section	07
Legal Subdivision	WALDEN POND
Legal Block	2
Legal Lot Number	101
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1009
Census Tract	111104

Owner

2040 Suda Dr is owned and occupied by an individual who bought it in September 2020.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2040 SUDA DR, CARMEL, IN 46280-1571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020 · Amount on File
Deed Sale	Sep 22, 2020 · Amount on File
Deed Document Number	2020066219
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 22, 2020
Property Address	2040 SUDA DR, CARMEL, IN 46280-1571
Document Number	2020066219
Map Reference	MB 15 PG 68
Instrument Date	Sep 21, 2020
Instrument	2020066219
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 SUDA DR, CARMEL, IN 46280-1571

Mortgage

Document Number	2020066220
Date	Sep 22, 2020
Instrument	2020066220

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$378,800 (+8.82%) Land $96,600 Building $282,200	$378,800 (+8.82%) Land $96,600 Building $282,200
2024	$3,637.00 (+14.73%)	$348,100 (+8.21%) Land $96,600 Building $251,500	$348,100 (+8.21%) Land $96,600 Building $251,500
2023	$3,170.00 (+7.28%)	$321,700 (+14.12%) Land $70,200 Building $251,500	$321,700 (+14.12%) Land $70,200 Building $251,500
2022	$2,955.00	$281,900 Land $70,200 Building $211,700	$281,900 Land $70,200 Building $211,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2040 Suda Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2040 Suda Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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