Unicoi County property record for 2040 Spivey Mountain Rd, Erwin, TN 37650 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,140 sqft Living Area |
| Lot Size | 30,492 sqft (0.7 acres) |
| Garage | Carport, 270 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $211,000 (2019) |
| Tax Bill | $1,088.00 (2024) |
Source: Unicoi County records · APN 056-006.02
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2040 SPIVEY MOUNTAIN RD, ERWIN, TN 37650-6849 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage PLANET HOME LENDING LLC |
| Oct 02, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage VETERANSLOANS.COM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2019 · Amount on Record |
| Deed Sale | Oct 02, 2019 · Amount on Record |
| Prior Sale | Nov 03, 2004 · Amount on Record |
| Deed Doc Number | 20191884 |
| Deed Book / Page | 426 / 963 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 2040 SPIVEY MOUNTAIN RD, ERWIN, TN 37650-6849 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2021 |
| Title Company | DEBBIE TITLE, DEBBIE TITTLE |
| Name | Verified Name |
|---|
| Document Number | 4461019 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 446/1019 |
| Instrument | 21001343 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Oct 02, 2019 |
| Property Address | 2040 SPIVEY MOUNTAIN RD, ERWIN, TN 37650-6849 |
| Document Number | 426963 |
| Book / Page | 000426 / 000963 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 1884 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | DEBBIE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2040 SPIVEY MOUNTAIN RD ERWIN TN 376506849, ERWIN, TN 37650-6849 |
| Document Number | 426967 |
|---|---|
| Date | Oct 02, 2019 |
| Book Page | 000426/000967 |
| Instrument | 1885 |
| Name | VETERANSLOANS.COM |
|---|---|
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Unified School District | Unicoi County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,088.00 | $41,675 (-) Land $2,825 Building $38,850 | $166,700 (-) Land $11,300 Building $155,400 |
| 2024 | $1,088.00 (+11.02%) | ||
| 2023 | $41,675 (-) Land $2,825 Building $38,850 | ||
| 2022 | $980.00 | $41,675 Land $2,825 Building $38,850 | $166,700 Land $11,300 Building $155,400 |
Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), updated August 23, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 53% of the US · above 71% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 893 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 056-006.02 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,140 sqft Living Area |
| Gross Area | 2,115 sqft Gross Area |
| 1st Floor | 735 sqft 1st Floor |
| Upper Floors | 405 sqft Upper Floors |
| Basement Area | 735 sqft Basement |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 30,492 sqft (0.7 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 270 sqft Garage |
| Carport | Carport |
| Carport Area | 270 sqft Carport |
| Deck Area | 192 sqft Deck |
|---|---|
| Patio Area | 234 sqft Patio |
| Porch Area | 240 sqft Porch |
| Topography | Mountain Topography |
| Utility Building | 90 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 2040 SPIVEY MOUNTAIN RD |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-6849 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MITCHELL LUMBER CO |
| Legal Subdivision | MITCHELL LUMBER CO |
| Jurisdiction | UNICOI TN |
| Minor Civil Division | 1 |
| Census Blockgroup | 1 |
| Census Block | 1077 |
| Census Tract | 80100 |
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