Dare County property record for 2040 Smithfield St, Kill Devil Hills, NC 27948
| Property Type | Single Family Home |
|---|---|
| Details | 1,645 sqft · built 2024 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,355 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2024 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 988405191791 |
| Primary APN | 988405191791 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,645 sqft Finished Area |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Other |
| Lot Area | 5,000 sqft (0.114 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 988405191791 |
|---|---|
| Street Address | 2040 SMITHFIELD ST |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-9202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 1313 BLK: SEC: PL: 1 SL: 50 |
| Legal Subdivision | AVALON BEACH ANNEX 2 & 3 |
| Legal Lot Number | 1313 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 970200 |
Source: Dare County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3916 IVY LN, KITTY HAWK, NC 27949-4304 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FCU |
| Sep 17, 2024 | Deed of Trust, Mortgage · Construction Mortgage TOWNEBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2021 |
| Deed Sale | Dec 6, 2021 |
| Deed Document Number | 0000257171 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 2040 SMITHFIELD ST, KILL DEVIL HILLS, NC 27948-9202 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3916 IVY LN, KITTY HAWK, NC 27949-4304 |
| Document Number | 002810/541 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 2810/541 |
| Instrument | 700152721 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | 220 SPRING ST, HERNDON, VA 20170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 2040 SMITHFIELD ST, KILL DEVIL HILLS, NC 27948-9202 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3916 IVY LN, KITTY HAWK, NC 27949-4304 |
| Document Number | 002752/203 |
|---|---|
| Date | Sep 17, 2024 |
| Book Page | 2752/203 |
| Instrument | 700142423 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Address | 2 JUNIPER TRL, SOUTHERN SHORES, NC 27949 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Dare County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kill Devil Hills Town |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,355.00 | $249,600 Land $165,000 Building $84,600 | |
| 2020 | $249,600 Land $165,000 Building $84,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 458 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 490 units insured incl. 32 condo units |
| Nearby Flood Claims | 797 (1981–2019) |
| Claims Outside the SFHA | 298 of 797 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015 |
|---|---|
| Water Source | Purchased groundwater from DARE COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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