Charleston County property record for 2040 Shell Ring Cir, Mount Pleasant, SC 29466 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,048 sqft · built 2000 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $810,000 (Jan 2021) |
| Tax Bill | $3,558 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 594-07-00-168 |
| Primary APN | 594-07-00-168 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,048 sqft Living Area |
| 1st Floor Area | 2,078 sqft |
| Upper Floors Area | 1,970 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 765 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 642 sqft |
| Deck Area | 204 sqft |
| Patio Area | 204 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 2040 SHELL RING CIR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29466-8543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -OSPREY COVE PHASE 1B3 SEC 4C DESCRIPTION -LOT 2040 SITE NAME -SHELL RING CIRCLE |
| Legal Subdivision | OSPREY COVE PHASE 1B3 SEC 4C |
| Legal Phase | 1B3 |
| Legal Lot Number | 2040 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 4616 |
Source: Charleston County records · APN 594-07-00-168
Assessment roll updated August 1, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2040 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 05, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Jan 06, 2021 | Grant Deed, Transfer · Conventional Mortgage AMERIS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 06, 2021 · Amount on Record |
| Deed Sale | Jan 06, 2021 · Amount on Record |
| Prior Sale | May 28, 2013 · Amount on Record |
| Deed Book / Page | 947 / 783 |
| Last Transfer Date | Nov 20, 2021 |
| Transfer Doc | 0010750248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 15, 2026 |
| Property Address | 2040 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8543 |
| Document Number | 1389000621 |
| Book / Page | 1389 / 621 |
| Instrument Date | May 05, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 2040 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8543 |
| Document Number | 1389000621, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 1389/621 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 05, 2022 |
| Property Address | 2040 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8543 |
| Document Number | 0010750248 |
| Book / Page | 1075 / 248 |
| Map Reference | MB ED PG 256 |
| Instrument Date | Nov 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2040 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8543 |
| Document Number | 0001075249 |
|---|---|
| Date | Feb 05, 2022 |
| Instrument | 1075/249 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jan 06, 2021 |
| Property Address | 2040 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8543 |
| Document Number | 0947/0783 |
| Book / Page | 000947 / 000783 |
| Instrument Date | Dec 03, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $810.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2040 SHELL RING CIR MOUNT PLEASANT SC 294668543, MOUNT PLEASANT, SC 29466-8543 |
| Document Number | 947/0784 |
|---|---|
| Date | Jan 06, 2021 |
| Book Page | 000947/000784 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 05, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,558.00 (+12.59%) | ||
| 2024 | $3,160.00 (+8%) | $32,400 (-) | |
| 2022 | $2,926.00 | $32,400 | $810,000 (-) Land $235,000 Building $575,000 |
| 2020 | $810,000 Land $235,000 Building $575,000 |
Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 37% of the US · above 12% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,923 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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