Monroe County property record for 2040 River Rd, Sparta, WI 54656
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.262 acres (11,413 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,328 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-02585-5704 |
| Primary APN | 281-02585-5704 |
|---|---|
| Alternative APN |
|
| Lot Area | 11,413 sqft (0.262 acres) |
|---|
| Street Address | 2040 RIVER RD |
|---|---|
| City | SPARTA |
| State | WI |
| Zip | 54656-2386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASPEN FIELDS LOT 18, BLK 9 SUBJ TO DECLARATIONS OF RESTRIC IN 360R631 DOT # PLA-77-41-03S |
| Legal Block | 9 |
| Legal Lot Number | 18 |
| Jurisdiction | MONROE WI |
| Township / Civil Division | SPARTA |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 950300 |
Source: Monroe County records · APN 281-02585-5704
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2042 RIVER RD, SPARTA, WI 54656-2386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE WI |
| Property Address | 2040 RIVER RD, SPARTA, WI 54656-2386 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000733232 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 733232 |
| Name | ONITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
Source: Monroe County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Monroe County |
| Municipality | Sparta City |
| Unified School District | Sparta Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,328.00 (+15.98%) Homeowner's exemption | $349,900 (+14.61%) Land $34,300 Building $315,600 | $349,600 (+16.34%) |
| 2023 | $4,594.00 Homeowner's exemption | $305,300 Land $24,600 Building $280,700 | $300,500 |
Source: FEMA National Flood Hazard Layer as of December 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Sep 2016 · Severe Storms, Flooding, And Mudslides |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Brightspeed, T-Mobile USA, TDS Telecom, Verizon.
Based on FCC filings for 343 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPARTA WATERWORKS serves 10,025 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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