2040 River Bend Ln, Morganton, NC 28655 Property Records

Burke County property record for 2040 River Bend Ln, Morganton, NC 28655

Property Summary

Property TypeVacant Land
Lot Size2.04 acres (88,862 sqft)
OwnerCompany Name on Record
Tax Bill$694 (2026)
Deeds & MortgagesFeb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN1773283822

Property Details

APN / Parcel Number

Primary APN1773283822
Alternative APN
  • 23331

Exterior

Lot Area88,862 sqft (2.04 acres)

Utilities, Heating & Cooling

SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2040 RIVER BEND LN
CityMORGANTON
StateNC
Zip28655-5788
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeEST LOT CO
Legal Description2040 RIVER BEND LN MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionSILVER CREEK
Census Block Group4
Census Block4000
Census Tract20301

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address118 W UNION ST, C, MORGANTON, NC 28655-3499
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address2040 RIVER BEND LN, MORGANTON, NC 28655
Document Number0023340214
Instrument DateFeb 20, 2018
Transaction TypeMortgage
Record UpdatedFeb 28, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address118C W UNION ST MORGANTON NC 286553460, MORGANTON, NC 28655-3460

Mortgage

Document Number0023340214
DateFeb 20, 2018
Book Page002334/000214
Instrument13107
Lender
NameCAROLINA ALLIANCE BK
TypeBank
AddressASHEVILLE, NC 28803
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 19, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$694.00$105,960 (-) Land $105,960$105,960 (-) Land $105,960
2025$694.00 (-0.72%)$105,960 (-) Land $105,960$105,960 (-) Land $105,960
2023$699.00$105,960 Land $105,960$105,960 Land $105,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004 · Tropical Storm Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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