2040 Ridge Rd, Raleigh, NC 27607 Property Records

Wake County property record for 2040 Ridge Rd, Raleigh, NC 27607

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 5,045 sqft · built 1956
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on Record
Last Sale$790,000 (Jun 2015)
Tax Bill$10,812 (2025)
Deeds & MortgagesMay 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN0795.15-53-5045-000

Property Details

APN / Parcel Number

Primary APN0795.15-53-5045-000
Alternative APNs
  • 0795.15-53-5045 0045029
  • 0795535045
  • 004502901
  • 0045029

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area5,045 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 2009
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeNo Foundation
Roof TypeGable
Lot Area25,265 sqft (0.58 acres)
PorchOpen Porch
Porch Area144 sqft
Deck Area567 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number0045029
Street Address2040 RIDGE RD
CityRALEIGH
StateNC
Zip27607-3146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionLO40 PROP OF OLSON & COMPTON BM1998-0223
Legal SubdivisionKURT J OLSON & R SARAH COMPTON
Legal Lot Number40
JurisdictionWAKE NC
Township / Civil DivisionRALEIGH
Census Block Group2
Census Block2012
Census Tract51501

Owner

Source: Wake County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2040 RIDGE RD, RALEIGH, NC 27607-3146
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2015 · Amount on Record
Deed SaleJun 5, 2015 · Amount on Record
Prior SaleMay 16, 2003 · Amount on Record
Deed Book / Page16040 / 1647
Prior Transfer DateMay 12, 2003
Prior Transfer Doc01012900725
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address2040 RIDGE RD, RALEIGH, NC 27607-3146
Transaction TypeMortgage
Record UpdatedMay 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2040 RIDGE RD, RALEIGH, NC 27607-3146

Mortgage

Document Number19327/2534
DateMay 5, 2023
Book Page19327/2534
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
MunicipalityRaleigh City
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,812.00 (+7.88%)$1,237,523 (+34.85%) Land $577,500 Building $660,023$1,237,523 (+34.85%) Land $577,500 Building $660,023
2023$10,022.00$917,696 Land $407,400 Building $510,296$917,696 Land $407,400 Building $510,296

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims11 (1983–2016)
Claims Outside the SFHA5 of 11
Most Recent ClaimJul 2016 · rainfall accumulation
Claims by Event
  • Hurricane Fran, Sep 1996 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RALEIGH
serves 650,000 people · EPA ID NC0392010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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