Laclede County property record for 2040 Osage St, Lebanon, MO 65536
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,173 sqft · built 1976 |
| Lot Size | 0.374 acres (16,291 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,800 (Dec 2021) |
| Tax Bill | $1,019 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-2305-00-HIGHLAND |
| Primary APN | 60-2305-00-HIGHLAND |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,173 sqft Adjusted Area |
| 1st Floor Area | 1,834 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 16,291 sqft (0.374 acres) |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 60-2305-00-HIGHLAND |
|---|---|
| Street Address | 2040 OSAGE ST |
| City | LEBANON |
| State | MO |
| Zip | 65536-4214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND PARK BLOCK 11 LOT 7 |
| Legal Subdivision | HIGHLAND PARK SUBDIVISION |
| Legal Block | 11 |
| Legal Lot Number | 7 |
| Jurisdiction | LACLEDE MO |
| Township / Civil Division | LEBANON |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 960500 |
2040 Osage St is owned and occupied by two individuals who bought it in December 2021.
Source: Laclede County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2040 OSAGE ST, LEBANON, MO 65536-4214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2021 · Amount on File |
| Deed Sale | Dec 7, 2021 · Amount on File |
| Deed Document Number | 20216694 |
| Deed Book / Page | 2021 / 6694 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LACLEDE MO |
| Property Address | 2040 OSAGE ST, LEBANON, MO 65536-4214 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|---|
| Address | 2040 OSAGE ST, LEBANON, MO 65536-4214 |
| Document Number | 02025/4891 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 2025/4891 |
| Instrument | 20254891 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LACLEDE MO |
| Recording Date | Dec 7, 2021 |
| Property Address | 2040 OSAGE ST, LEBANON, MO 65536-4214 |
| Document Number | 02021/6694 |
| Book / Page | 2021 / 6694 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 20216694 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | HOGAN LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0020216696 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 20216696 |
| Name | FLANAGAN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2042 |
The 2025 property tax bill for 2040 Osage St was $1,019.
Source: Laclede County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Laclede County |
| Municipality | Lebanon City |
| Unified School District | Lebanon R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,430 (-) | $107,500 (-) Land $19,000 Building $88,500 | |
| 2025 | $1,019.00 | $20,430 | $107,500 Land $19,000 Building $88,500 |
| 2023 | $1,053.00 (+7.23%) | $17,940 | $94,400 Land $10,800 Building $83,600 |
| 2022 | $982.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2040 Osage St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective June 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2013–2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2040 Osage St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEBANON PWS serves 15,442 people · EPA ID MO5010458 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Thallium resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Ozark Fiber Fiber | 2,000 / 2,000 |
| Sparklight Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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