2040 Oak Cir, Mount Dora, FL 32757 Property Records

Lake County property record for 2040 Oak Cir, Mount Dora, FL 32757

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,344 sqft · built 1983
Lot Size	0.122 acres (5,293 sqft)
Owner	Individual Name on Record
Last Sale	$89,750 (Aug 2018)
Tax Bill	$1,420 (2024)
Deeds & Mortgages	Aug 2018 Sale & Mortgage Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-19-27-0200-000-01100`

Property Details

APN / Parcel Number

Primary APN	`21-19-27-0200-000-01100`
Alternative APNs	`271921020000001100` `1816190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,652 sqft
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2006
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	5,293 sqft (0.122 acres)
Lot Dimensions	73 ft deep x 73 ft wide
Garage Type	Carport
Garage Area	452 sqft
Carport	Carport
Carport Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	412 sqft
Utility Building	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1816190
Street Address	2040 OAK CIR
City	MOUNT DORA
State	FL
Zip	32757-9433
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RM
Legal Description	DORA PINES SUB UNIT THREE LOT 11 PB 22 PGS 42-43 ORB 5154 PG 1352
Legal Range	27E
Legal Township	19S
Legal Section	21
Legal Subdivision	DORA PINES SUB
Legal Tract	0200
Legal Lot Number	11
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	2
Census Block	2061
Census Tract	30203

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2040 OAK CIR, MOUNT DORA, FL 32757-9433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2018	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Feb 9, 2017	Warranty Deed, Transfer LIBERTY TITLE MT DORA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2018 · Amount on Record
Deed Sale	Aug 15, 2018 · Amount on Record
Prior Sale	Feb 9, 2017 · Amount on Record
Deed Document Number	201894771
Deed Book / Page	5154 / 1352
Prior Transfer Date	Apr 12, 2007
Prior Transfer Doc	0034211300
Record Updated	Jun 8, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 15, 2018
Property Address	2040 OAK CIR, MOUNT DORA, FL 32757-9433
Document Number	0051541352
Book / Page	5154 / 1352
Map Reference	MB 22 PG 42&43
Instrument Date	Jul 20, 2018
Instrument	2018094771
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$628.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5081 S SALFORD BLVD, 5081, NORTH PORT, FL 34287-7258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 OAK CIR, MOUNT DORA, FL 32757-9433

Mortgage

Document Number	2018094772
Date	Aug 15, 2018
Instrument	2018094772

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 9, 2017
Property Address	2040 OAK CIR, MOUNT DORA, FL 32757-9433
Document Number	0049002378
Book / Page	004900 / 002378
Instrument Date	Feb 8, 2017
Instrument	15155
Transaction Type	Transfer
Record Updated	Feb 20, 2017
Title Company	LIBERTY TITLE MT DORA

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 OAK CIR MOUNT DORA FL 327579433, MOUNT DORA, FL 32757-9433

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,510 (+2.89%)	$149,987 (-) Land $38,719 Building $111,268
2025		$89,910 (+5.98%) Land $38,719 Building $51,191	$149,987 (+14.37%) Land $38,719 Building $111,268
2024	$1,420.00 (+19.03%)
2023	$1,193.00 (+18.47%) Homeowner's exemption	$84,840 (+3%)	$131,137 (+27.52%) Land $38,719 Building $92,418
2022	$1,007.00 Homeowner's exemption	$82,370	$102,834 Land $19,360 Building $83,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 152 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	152 in force
Nearby Flood Claims	7 (2004–2025)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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