2040 Oak Ave, Sneads, FL 32460 Property Records

Jackson County property record for 2040 Oak Ave, Sneads, FL 32460

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,374 sqft · built 1955
Lot Size	1.05 acres (45,956 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (Mar 2008)
Tax Bill	$550 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-4N-07-0000-1130-0010`

Property Details

APN / Parcel Number

Primary APN	`27-4N-07-0000-1130-0010`
Alternative APN	`07 N 427000011300010`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,374 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	1,374 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1969
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	45,956 sqft (1.05 acres)
Lot Dimensions	208 ft deep x 221 ft wide
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Porch	Finished/Open Porch
Lean-To	Lean-To
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2040 OAK AVE
City	SNEADS
State	FL
Zip	32460-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 234 P 689 BEGIN 25 FT S OF & 220 FT W OF NEC OF SE1/4 OF SE1/4, RUN S 208.3 FT, W 221.7 FT, N 208.35 FT, E 221.7 FT TO POB...OR 257 P 264 OR 348 P 230 OR 896 P 248 OR 1186 P 649...
Legal Range	07W
Legal Township	04N
Legal Section	27
Legal Block	10
Legal Lot Number	1130
Jurisdiction	JACKSON FL
Township / Civil Division	SNEADS
Census Block Group	2
Census Block	2049
Census Tract	210902

Owner

2040 Oak Ave is owned and occupied by an individual who bought it in March 2008.

Source: Jackson County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	2040 OAK AVE, SNEADS, FL 32460-2405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2008 · Amount on File
Deed Sale	Mar 24, 2008 · Amount on File
Deed Document Number	20084119
Deed Book / Page	1186 / 649
Prior Transfer Date	Jan 21, 2003
Prior Transfer Doc	0008960248
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	2040 OAK AVE, SNEADS, FL 32460-2405
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 OAK AVE, SNEADS, FL 32460-2405

Mortgage

Document Number	0017460368
Date	May 2, 2022
Book Page	1746/368
Instrument	202232005247

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 2040 Oak Ave was $550 with a homeowner's exemption, up 3% from the year before.

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Municipality	Sneads Town
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$550.00 (+3%) Homeowner's exemption	$70,144 (+2.9%)	$99,850 (-1.76%) Land $17,238 Building $82,612
2024	$534.00 (+6.59%) Homeowner's exemption	$68,167 (+3%)	$101,642 (+2.05%) Land $17,238 Building $84,404
2023	$501.00 (+12.84%) Homeowner's exemption	$66,182 (+3%)	$99,597 (+22.24%) Land $17,238 Building $82,359
2022	$444.00 Homeowner's exemption	$64,254	$81,474 Land $14,365 Building $67,109

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2040 Oak Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2040 Oak Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SNEADS, TOWN OF WATER SYSTEM serves 1,893 people · EPA ID FL1320689
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20