2040 Normandstone Dr, Midlothian, VA 23113 Property Records

Chesterfield County property record for 2040 Normandstone Dr, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,302 sqft · built 1993
Lot Size	0.663 acres (28,880 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Jun 2008)
Tax Bill	$6,616 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00814090000D007`

Property Details

APN / Parcel Number

Primary APN	`00814090000D007`
Alternative APNs	`733-71-47-43-600-000` `335994001`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,302 sqft Finished Area
1st Floor Area	558 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	28,880 sqft (0.663 acres)
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	333 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	335994001
Street Address	2040 NORMANDSTONE DR
City	MIDLOTHIAN
State	VA
Zip	23113-9667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40 - SING
Legal Description	ROXSHIRE L 7 BK D SEC 11
Legal Subdivision	ROXSHIRE
Legal Block	D
Legal Lot Number	7
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2009
Census Tract	100936

Owner

Source: Chesterfield County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2040 NORMANDSTONE DR, MIDLOTHIAN, VA 23113-9667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Line of Credit ATLANTIC BANK
Sep 7, 2023	Intrafamily Transfer, Transfer
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage C&F MTG
Aug 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2008 · Amount on Record
Deed Sale	Jun 23, 2008 · Amount on Record
Deed Book / Page	8370 / 487
Last Transfer Date	Sep 6, 2023
Transfer Doc	014365-733
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 6, 2026
Property Address	2040 NORMANDSTONE DR, MIDLOTHIAN, VA 23113-9667
Document Number	0000028877
Book / Page	15337 / 447
Instrument Date	Jul 30, 2026
Instrument	202628877
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 NORMANDSTONE DR, MIDLOTHIAN, VA 23113-9667

Mortgage

Document Number	0000028877,
Date	Aug 6, 2026
Book Page	15337/447
Instrument	202628877

Lender

Name	ATLANTIC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2056

Interest

Rate	6.43%
Max Rate	-1%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTERFIELD VA
Recording Date	Sep 7, 2023
Property Address	2040 NORMANDSTONE DR, MIDLOTHIAN, VA 23113-9667
Document Number	014365-733
Book / Page	14365 / 733
Instrument Date	Sep 6, 2023
Instrument	2023027144
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 NORMANDSTONE DR, MIDLOTHIAN, VA 23113-9667

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	2040 NORMANDSTONE DR, MIDLOTHIAN, VA 23113-9667
Document Number	12956253
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 NORMANDSTONE DR MIDLOTHIAN VA 231139667, MIDLOTHIAN, VA 23113-9667

Mortgage

Document Number	12956253
Date	Sep 14, 2020
Book Page	012956/000253
Instrument	47821

Lender

Name	C&F MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 13, 2035

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	2040 NORMANDSTONE DR, MIDLOTHIAN, VA 23113-9667
Document Number	11715869
Book / Page	011715 / 000869
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11715869
Date	Aug 10, 2017
Book Page	011715/000869
Instrument	31802

Lender

Name	UNION BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,616.00 (+7.19%)	$740,600 (+7.22%) Land $155,000 Building $585,600	$740,600 (+7.22%) Land $155,000 Building $585,600
2025	$6,172.00 (+19.06%)	$690,700 (+21.82%) Land $145,000 Building $545,700	$690,700 (+21.82%) Land $145,000 Building $545,700
2023	$5,184.00	$567,000 Land $125,000 Building $442,000	$567,000 Land $125,000 Building $442,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2003–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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