Brevard County property record for 2040 Neptune Rd, Indialantic, FL 32903
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,170 sqft · built 1961 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Sep 2021) |
| Tax Bill | $5,346 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-25-02-*-55 |
| Primary APN | 27-37-25-02-*-55 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Gross Area | 1,722 sqft |
| 1st Floor Area | 1,170 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 117 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Porch | Florida Room |
| Porch Area | 240 sqft |
| Deck Area | 1,170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2727061 |
|---|---|
| Street Address | 2040 NEPTUNE RD |
| City | INDIALANTIC |
| State | FL |
| Zip | 32903-2613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU19 |
| Legal Description | ATLANTIC GARDENS RESUBD LOT 55 |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 25 |
| Legal Subdivision | ATLANTIC GARDENS RESUBD |
| Legal Lot Number | 55 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 66302 |
2040 Neptune Rd is owned and occupied by two individuals who bought it in September 2021.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2040 NEPTUNE RD, INDIALANTIC, FL 32903-2613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Sep 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on File |
| Deed Sale | Sep 17, 2021 · Amount on File |
| Prior Sale | Oct 19, 2016 · Amount on File |
| Deed Document Number | 2021243842 |
| Deed Book / Page | 9261 / 950 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 10, 2026 |
| Property Address | 2040 NEPTUNE RD, INDIALANTIC, FL 32903-2613 |
| Document Number | 0000118081 |
| Book / Page | 10647 / 1761 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026118081 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2040 NEPTUNE RD, INDIALANTIC, FL 32903-2613 |
| Document Number | 0000118081, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 10647/1761 |
| Instrument | 2026118081 |
| Name | SEACOAST NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Sep 17, 2021 |
| Property Address | 2040 NEPTUNE RD, INDIALANTIC, FL 32903-2613 |
| Document Number | 0092610950 |
| Book / Page | 9261 / 950 |
| Map Reference | MB 13 PG 46 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021243842 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2050 NEPTUNE RD, INDIALANTIC, FL 32903-2613 |
| Name | Verified Name |
|---|---|
| Address | CYPRESS STREET, INDIALANTIC, FL 32903 |
| Document Number | 0009261952 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 9261/952 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 2040 Neptune Rd was $5,346 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $941,680 (+122.53%) | $941,680 (+122.53%) | |
| 2025 | $5,346.00 Homeowner's exemption | $423,170 | $423,170 |
| 2023 | $5,366.00 (+4.85%) | $391,890 (+0.97%) Land $210,000 Building $181,890 | $391,890 (+0.97%) Land $210,000 Building $181,890 |
| 2022 | $5,118.00 | $388,140 Land $190,000 Building $198,140 | $388,140 Land $190,000 Building $198,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2040 Neptune Rd in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 183 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 31 (1979–2026) |
| Claims Outside the SFHA | 31 of 31 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2040 Neptune Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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