2040 NE Shepard Rd, Bend, OR 97701 Property Records

Deschutes County property record for 2040 NE Shepard Rd, Bend, OR 97701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,539 sqft · built 1971
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$665,500 (Oct 2023)
Tax Bill$3,614 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Nov 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN171227-CB-01601

Property Details

APN / Parcel Number

Primary APN171227-CB-01601
Alternative APNs
  • R1001171227CB01601
  • 100177

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,539 sqft Living Area
Gross Area2,085 sqft
1st Floor Area1,539 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeGable
Roof MaterialWood Shingle
Lot Area9,583 sqft (0.22 acres)
Garage Area546 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number100177
Street Address2040 NE SHEPARD RD
CityBEND
StateOR
Zip97701-3950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionFIRST ADDITION TO MEADOWVIEW ESTATES BLOCK 3 LOT PT.1
Legal Range12
Legal Township17
Legal Section27
Legal SubdivisionFIRST ADDITION TO MEADOWVIEW ESTATES
Legal Block3
Legal Lot Number1
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1009
Census Tract1702

Owner

Source: Deschutes County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2040 NE SHEPARD RD, BEND, OR 97701-3950
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2023Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 1, 2021Deed of Trust, Mortgage · VA Mortgage
JMJ FINANCIAL GROUP
Apr 22, 2021Deed of Trust, Mortgage · VA Mortgage
HOME MORTGAGE EXPERTS INC
Mar 18, 2020Deed of Trust, Mortgage · VA Mortgage
OTHER INSTITUTIONAL LENDERS
Apr 27, 2018Warranty Deed, Transfer · VA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2023 · Amount on Record
Deed SaleOct 30, 2023 · Amount on Record
Prior SaleApr 27, 2018 · Amount on Record
Deed Document Number202327033
Prior Transfer DateFeb 8, 2007
Prior Transfer Doc0000009016
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateOct 30, 2023
Property Address2040 NE SHEPARD RD, BEND, OR 97701-3950
Document Number0000027033
Instrument DateOct 20, 2023
Instrument2023-27033
Transaction TypeTransfer
Record UpdatedNov 6, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2040 NE SHEPARD RD, BEND, OR 97701-3950

Mortgage

Document Number0000027034
DateOct 30, 2023
Instrument2023-27034
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address2040 NE SHEPARD RD, BEND, OR 97701-3950
Transaction TypeMortgage
Record UpdatedNov 10, 2021
Title CompanyAMERITITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061594
DateNov 1, 2021
Instrument2021-61594
Lender
NameJMJ FINANCIAL GROUP
TypeFunding / Finance Company
AddressALISO VIEJO, CA 92656
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address2040 NE SHEPARD RD, BEND, OR 97701-3950
Transaction TypeMortgage
Record UpdatedMay 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025434
DateApr 22, 2021
Instrument2021-25434
Lender
NameHOME MORTGAGE EXPERTS INC
TypeMortgage Company
AddressOCEANSIDE, CA 92054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueFeb 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address2040 NE SHEPARD RD, BEND, OR 97701-3950
Document Number0000013205
Instrument DateMar 18, 2020
Transaction TypeMortgage
Record UpdatedApr 15, 2020
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2040 NE SHEPARD RD BEND OR 977013950, BEND, OR 97701-3950

Mortgage

Document Number0000013205
DateMar 24, 2020
Instrument13205
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressOCEANSIDE, CA 92054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 23, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateApr 27, 2018
Property Address2040 NE SHEPARD RD, BEND, OR 97701-3950
Document Number0000016850
Instrument DateApr 23, 2018
Instrument2018-16850
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2040 NE SHEPARD RD, BEND, OR 97701-3950

Mortgage

Document Number0000016851
DateApr 27, 2018
Instrument2018-16851
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,614.00 (+3.94%)$213,930 (+3%)$677,700 (+0.63%) Land $248,720 Building $428,980
2024$3,477.00 (+7.88%)$207,700 (+3%)$673,450 (-) Land $248,720 Building $424,730
2023$3,223.00$201,660$673,450 Land $248,720 Building $424,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
CenturyLink
DSL · Fiber in parts of the area
140 / 20

May also be available: Verizon, Webformix.

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