Lapeer County property record for 2040 Miles Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.41 acres (17,865 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,900 (Jan 2009) |
| Tax Bill | $1,774 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-360-171-00 |
| Primary APN | 017-360-171-00 |
|---|
| Flooring | Carpet |
|---|
| Lot Area | 17,865 sqft (0.41 acres) |
|---|
| Street Address | 2040 MILES RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-8093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILES SUBDIVISION LOTS 171, 172, 173 & 174. LOT 171 = 40 X 120 X 40.8 X 128 LOT 172, 173 & 174 = 40 X 120 EA |
| Legal Subdivision | MILES SUBDIVISION |
| Legal Lot Number | 171-174 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | OREGON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 342100 |
2040 Miles Rd is owned and occupied by an individual who bought it in January 2009.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2040 MILES RD, LAPEER, MI 48446-8093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOP FLITE FINANCIAL INC |
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2009 · Amount on File |
| Deed Sale | Jan 8, 2009 · Amount on File |
| Prior Sale | Jan 25, 2008 · Amount on File |
| Deed Book / Page | 2364 / 5 |
| Prior Transfer Date | Jan 18, 2008 |
| Prior Transfer Doc | 0023110070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 2040 MILES RD, LAPEER, MI 48446-8093 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Title Company | TEAM TITLE SERVICES, AMT TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2040 MILES RD, LAPEER, MI 48446-8093 |
| Document Number | 0034960388 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 3496/388 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | 201 SCHOOL ST STE 200, WILLIAMSTON, MI 48895 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 2040 MILES RD, LAPEER, MI 48446-8093 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2040 MILES RD, LAPEER, MI 48446-8093 |
| Document Number | 0032330594 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 3233/594 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 2040 MILES RD, LAPEER, MI 48446-8093 |
| Document Number | 0030970251 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2040 MILES RD LAPEER MI 484468093, LAPEER, MI 48446-8093 |
| Document Number | 0030970251 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 003097/000251 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 27, 2040 |
The 2025 property tax bill for 2040 Miles Rd was $1,774 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Oregon Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,600 (-3.06%) | $411,200 (-3.06%) | |
| 2025 | $1,774.00 Homeowner's exemption | $212,100 | $424,200 |
| 2023 | $186,700 | $373,400 | |
| 2022 | $1,557.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2040 Miles Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2040 Miles Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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