Kern County property record for 2040 Matthew Ave, Rosamond, CA 93560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,614 sqft · built 1990 |
| Lot Size | 0.149 acres (6,487 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Oct 2014) |
| Tax Bill | $3,905 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 251-453-13-00-0 |
| Primary APN | 251-453-13-00-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,614 sqft Living Area |
| Gross Area | 2,431 sqft |
| 1st Floor Area | 909 sqft |
| 2nd Floor Area | 705 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 6,487 sqft (0.149 acres) |
| Garage Type | Attached |
| Garage Area | 481 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 48 sqft |
| Patio Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 251453130 |
|---|---|
| Street Address | 2040 MATTHEW AVE |
| City | ROSAMOND |
| State | CA |
| Zip | 93560-6035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TRACT 5014 , BLOCK , LOT 44 |
| Legal Subdivision | TRACT NO 5014 |
| Legal Tract | 5014 |
| Legal Block | 2 |
| Legal Lot Number | 44 |
| Jurisdiction | KERN CA |
| Township / Civil Division | EAST KERN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 5803 |
2040 Matthew Ave is owned and occupied by an individual who bought it in October 2014.
Source: Kern County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2040 MATTHEW AVE, ROSAMOND, CA 93560-6035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 11, 2019 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Oct 16, 2018 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2014 · Amount on File |
| Deed Sale | Oct 15, 2014 · Amount on File |
| Prior Sale | May 16, 2014 · Amount on File |
| Deed Document Number | 2014128260 |
| Prior Transfer Date | Oct 28, 1997 |
| Prior Transfer Doc | 0000171394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 2040 MATTHEW AVE, ROSAMOND, CA 93560-6035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 2040 MATTHEW AVE, ROSAMOND, CA 93560-6035 |
| Document Number | 0000013682 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 222013682 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Feb 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 2040 MATTHEW AVE, ROSAMOND, CA 93560-6035 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 2040 MATTHEW AVE, ROSAMOND, CA 93560-6035 |
| Document Number | 0000063921 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 221063921 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 2040 MATTHEW AVE, ROSAMOND, CA 93560-6035 |
| Document Number | 0000092868 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2019 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 2040 MATTHEW AVE ROSAMOND CA 935606035, ROSAMOND, CA 93560-6035 |
| Document Number | 0000092868 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 92868 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 31, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 2040 MATTHEW AVE, ROSAMOND, CA 93560-6035 |
| Document Number | 0000140416 |
| Instrument Date | Oct 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 2040 MATTHEW AVE ROSAMOND CA 935606035, ROSAMOND, CA 93560-6035 |
| Document Number | 0000140416 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 140416 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2048 |
The 2025 property tax bill for 2040 Matthew Ave was $3,905 with a homeowner's exemption.
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Unified School District | Southern Kern Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $196,132 (+2%) Land $36,772 Building $159,360 | |
| 2025 | $3,905.00 Homeowner's exemption | $192,287 Land $36,051 Building $156,236 |
| 2023 | $3,507.00 (+4.34%) Homeowner's exemption | $184,822 Land $34,652 Building $150,170 |
| 2022 | $3,361.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2040 Matthew Ave in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2040 Matthew Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSAMOND CSD serves 18,150 people · EPA ID CA1510018 |
|---|---|
| Water Source | Purchased surface water from ANTELOPE VALLEY E KERN WTR AGY-ROSAMOND |
| Last State Inspection | Oct 2025 |
| Also Mapped Here | ANTELOPE VALLEY EAST KERN WATER AGENCY |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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