Harford County property record for 2040 Margrave Ave, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,204 sqft · built 2018 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,645 (Sep 2018) |
| Tax Bill | $6,669 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-398784 |
| Primary APN | 03-398784 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,204 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,710 sqft (0.177 acres) |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Patio Area | 608 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 398784 |
|---|---|
| Street Address | 2040 MARGRAVE AVE |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 29 7710 SF 2040 MARGRAVE AVENUE HAMILTON RESERVE 143/93 |
| Legal Subdivision | FINAL PLAT THREE HAMILTON RESERVE |
| Legal Lot Number | 29 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 303400 |
2040 Margrave Ave is owned and occupied by two individuals who bought it in September 2018.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2040 MARGRAVE AVE, FALLSTON, MD 21047-2874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 5, 2019 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Sep 21, 2018 | Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Dec 28, 2017 | Grant Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on File |
| Deed Sale | Sep 21, 2018 · Amount on File |
| Prior Sale | Dec 28, 2017 · Amount on File |
| Deed Book / Page | 12993 / 312 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2040 MARGRAVE AVE, FALLSTON, MD 21047-2874 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0151350328 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 15135/328 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2040 MARGRAVE AVE, FALLSTON, MD 21047-2874 |
| Document Number | 0136570277 |
| Instrument Date | Dec 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2040 MARGRAVE AVE FALLSTON MD 210472874, FALLSTON, MD 21047-2874 |
| Document Number | 0136570277 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 013657/000277 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 23, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 21, 2018 |
| Property Address | 2040 MARGRAVE AVE, FALLSTON, MD 21047-2874 |
| Document Number | 0129930312 |
| Book / Page | 12993 / 0312 |
| Map Reference | MB143 PG93 |
| Instrument Date | Aug 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,109.68 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2040 MARGRAVE AVE, FALLSTON, MD 21047-2874 |
| Document Number | 0012993320 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 12993/320 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 28, 2017 |
| Property Address | 2040 MARGRAVE AVE, FALLSTON, MD 21047-2874 |
| Document Number | 0126560131 |
| Book / Page | 012656 / 000131 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $4,785.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7035 ALBERT EINSTEIN DR #200 COLUMBIA MD 210463375, 200, COLUMBIA, MD 21046-3375 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 2040 Margrave Ave was $6,669 with a homeowner's exemption, up 10.2% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,669.00 (+10.19%) Homeowner's exemption | $611,900 | $677,500 Land $157,500 Building $520,000 |
| 2025 | $6,052.00 Homeowner's exemption | ||
| 2023 | $531,500 | $579,100 Land $157,500 Building $421,600 | |
| 2022 | $5,533.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2040 Margrave Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2040 Margrave Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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