Middlesex County and Concord Town property record for 2040 Main St, Concord, MA 01742
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,048 sqft · built 2020 |
| Lot Size | 0.5 acres (21,761 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,280,000 (Nov 2020) |
| Tax Bill | $182 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CONC M:11B B:2329 |
| Primary APN | CONC M:11B B:2329 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,048 sqft Living Area |
| Gross Area | 5,572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,761 sqft (0.5 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 4466 |
|---|---|
| Street Address | 2040 MAIN ST |
| City | CONCORD |
| State | MA |
| Zip | 01742-3805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Block | 2329 |
| Jurisdiction | CONCORD MA |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 361200 |
Source: Middlesex County and Concord Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2040 MAIN ST, CONCORD, MA 01742-3805 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 19, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Sep 17, 2021 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Nov 13, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 15, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2020 · Amount on Record |
| Deed Sale | Nov 13, 2020 · Amount on Record |
| Prior Sale | Jan 15, 2020 · Amount on Record |
| Deed Document Number | 2020213061 |
| Deed Book / Page | 76162 / 554 |
| Prior Transfer Date | Nov 6, 2020 |
| Prior Transfer Doc | 76162-554 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD MA |
| Recording Date | Mar 19, 2024 |
| Property Address | 2040 MAIN ST, CONCORD, MA 01742-3805 |
| Document Number | 082580-226 |
| Book / Page | 82580 / 226 |
| Instrument Date | Mar 2, 2024 |
| Instrument | 26910 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2040 MAIN ST, CONCORD, MA 01742-3805 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 2040 MAIN ST, CONCORD, MA 01742-3805 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78716-575 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 78716/575 |
| Instrument | 206738 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Oct 1, 2028 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD MA |
| Recording Date | Nov 13, 2020 |
| Property Address | 2040 MAIN ST, CONCORD, MA 01742-3805 |
| Document Number | 76162-554 |
| Book / Page | 076162 / 000554 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 213061 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,837.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | MAIN ST CONCORD MA 01742, CONCORD, MA 01742 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD MA |
| Recording Date | Jan 15, 2020 |
| Property Address | 2040 MAIN ST, CONCORD, MA 01742-3805 |
| Document Number | 73989-593 |
| Book / Page | 073989 / 000593 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 6369 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,243.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 233 INDEPENDENCE RD CONCORD MA 017422655, CONCORD, MA 01742-2655 |
Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Concord Town |
| Elementary School District | Concord School District (PK - 08) |
| Secondary School District | Concord-Carlisle School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $182.00 (-99%) | $1,373,000 (-0.74%) Land $385,600 Building $987,400 | $1,492,830 |
| 2024 | $18,163.00 (+9.4%) | $1,383,300 (+7.98%) Land $385,600 Building $997,700 | |
| 2023 | $16,603.00 | $1,281,100 Land $321,400 Building $959,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1982–2010) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Concord Light Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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