2040 Las Lomas Ct, Concord, CA 94519 Property Records

Contra Costa County property record for 2040 Las Lomas Ct, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,125 sqft · built 1959
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on File
Last Sale	$543,000 (Jan 2026)
Tax Bill	$1,793 (2025)
Deeds & Mortgages	Apr 2021 Reverse Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111-292-015`

Property Details

APN / Parcel Number

Primary APN	`111-292-015`
Alternative APN	`111-292-015-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
1st Floor Area	1,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	116 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2040 LAS LOMAS CT
City	CONCORD
State	CA
Zip	94519-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	TRACT 2286 LOT 117
Legal Subdivision	MONTE GARDEN VILLAGE 04
Legal Tract	2286
Legal Lot Number	117
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	6
Census Block	6002
Census Tract	332000

Owner

2040 Las Lomas Ct is owned by two individuals who bought it in January 2026.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4340 SUNDEW CT, HAYWARD, CA 94542-2235
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jan 16, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Deed Document Number	20265304
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2040 LAS LOMAS CT, CONCORD, CA 94519-1010
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	UNKNOWN, TIMIOS INC WESTLAKE VIL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 LAS LOMAS CT, CONCORD, CA 94519-1010

Mortgage

Document Number	0000122695
Date	Apr 23, 2021
Instrument	2021-122695

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	718 Months
Due	Feb 8, 2081

Interest

Rate Type	Adjustable Rate

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 16, 2026
Property Address	2040 LAS LOMAS CT, CONCORD, CA 94519-1010
Document Number	0000005304
Map Reference	MB 73 PG 39 & 40
Instrument Date	Jan 12, 2026
Instrument	2026- 005304
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	PREMIUM TITLE/CA INC, PREMIUM TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 LAKEVIEW PKWY, ALPHARETTA, GA 30009-9082

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4340 SUNDEW CT, HAYWARD, CA 94542-2235
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005305
Date	Jan 16, 2026
Instrument	2026- 005305

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 2040 Las Lomas Ct was $1,793.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$675,000 (+779.2%) Land $450,000 Building $225,000
2025	$1,793.00	$76,774 Land $35,030 Building $41,744
2023	$1,668.00 (+3.09%)	$73,795 Land $33,671 Building $40,124
2022	$1,618.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2040 Las Lomas Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2040 Las Lomas Ct is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Sonic Telecom.

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