Lancaster County property record for 2040 Knight Rd, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,200 sqft · built 1977 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Oct 2022) |
| Tax Bill | $1,150 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0051-00-040.01 |
| Primary APN | 0051-00-040.01 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,572 sqft |
| Flooring | Carpet |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Porch |
| Porch Area | 272 sqft |
| Deck Area | 100 sqft |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | 4281 |
|---|---|
| Street Address | 2040 KNIGHT RD |
| City | LANCASTER |
| State | SC |
| Zip | 29720-8994 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | 196 X 218 |
| Legal Subdivision | CONTAINING 0 |
| Legal Lot Number | 1 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 11002 |
2040 Knight Rd is owned and occupied by an individual who bought it in October 2022.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2040 KNIGHT RD, LANCASTER, SC 29720-8994 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · USDA Mortgage TOP FLITE FINANCIAL INC |
| Oct 14, 2022 | Deed, Transfer · USDA Mortgage TOP FLITE FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2022 · Amount on File |
| Deed Sale | Oct 14, 2022 · Amount on File |
| Deed Document Number | 202216409 |
| Deed Book / Page | 1597 / 334 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 2040 KNIGHT RD, LANCASTER, SC 29720-8994 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2040 KNIGHT RD, LANCASTER, SC 29720-8994 |
| Document Number | 0000003901 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 5547/160 |
| Instrument | 2026003901 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | 201 SCHOOL ST STE 200, WILLIAMSTON, MI 48895 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Oct 14, 2022 |
| Property Address | 2040 KNIGHT RD, LANCASTER, SC 29720-8994 |
| Document Number | 0000016409 |
| Book / Page | 1597 / 334 |
| Map Reference | PL 2022-365 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 2022016409 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2040 KNIGHT RD, LANCASTER, SC 29720-8994 |
| Document Number | 0000016410 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2022016410 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
The 2025 property tax bill for 2040 Knight Rd was $1,150, up 9.4% from the year before.
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,150.00 (+9.42%) | $7,880 Land $759 Building $7,121 | $202,500 Land $19,500 Building $183,000 |
| 2024 | $1,051.00 (-69.12%) | ||
| 2023 | $3,403.00 | $10,278 Land $900 Building $9,378 | $171,300 Land $15,000 Building $156,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2040 Knight Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2040 Knight Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
5G (outdoors only) and 4G LTE
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