2040 Hillcroft Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 2040 Hillcroft Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,902 sqft · built 1998
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,971 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3972000B0002000R`

Property Details

APN / Parcel Number

Primary APN	`3972000B0002000R`
Alternative APNs	`R48016` `48016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,902 sqft Living Area
Gross Area	3,364 sqft
1st Floor Area	2,902 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Covered Porch
Porch Area	35 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2040 HILLCROFT DR
City	ROCKWALL
State	TX
Zip	75087-2370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLSIDE PHASE 2 (THE SHORES), BLOCK B, LOT 2
Legal Subdivision	HILLSIDE PHASE 2 (THE SHORES)
Legal Phase	2
Legal Tract	2
Legal Block	B
Legal Lot Number	2
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2022
Census Tract	40101

Owner

2040 Hillcroft Dr is owned and occupied by two individuals who acquired it in March 2019.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2040 HILLCROFT DR, ROCKWALL, TX 75087-2370
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019
Deed Sale	Mar 22, 2019
Deed Document Number	20194026
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	2040 HILLCROFT DR, ROCKWALL, TX 75087-2370
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 HILLCROFT DR, ROCKWALL, TX 75087-2370

Mortgage

Document Number	0000022929
Date	Dec 22, 2025
Instrument	20250000022929

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 2040 Hillcroft Dr was $6,971 with a homeowner's exemption, up 0.9% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$512,062 (-4.7%) Land $130,000 Building $382,062	$512,062 (-5.07%) Land $130,000 Building $382,062
2025	$6,971.00 (+0.91%) Homeowner's exemption	$537,339	$539,393 Land $131,300 Building $408,093
2024	$6,908.00 (+16.45%)
2023	$5,932.00 Homeowner's exemption	$558,516 Land $180,000 Building $378,516	$558,516 Land $180,000 Building $378,516
2021	$6,789.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2040 Hillcroft Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2040 Hillcroft Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20