2040 Harmony Way, Vista, CA 92081 Property Records

San Diego County property record for 2040 Harmony Way, Vista, CA 92081

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,474 sqft · built 1996
Lot Size0.436 acres (18,991 sqft)
Owner2 Individual Names on File
Last Sale$447,000 (Sep 2015)
Tax Bill$6,654 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN217-593-15-01

Property Details

APN / Parcel Number

Primary APN217-593-15-01

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,474 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleCondo/Apartment
Lot Area18,991 sqft (0.436 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2040 HARMONY WAY
CityVISTA
StateCA
Zip92081-7019
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSPI
Legal DescriptionLOT 11 US172PER DOC97-033426&UND INT IN TR 013135
Legal SubdivisionVISTA 89-07 PH II
Legal Tract013135
Legal Block1
Legal Lot Number11
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1023
Census Tract19810

Owner

2040 Harmony Way, a condominium, is owned and occupied by two individuals who bought it in September 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address2040 HARMONY WAY, VISTA, CA 92081-7019
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2015 · Amount on File
Deed SaleSep 30, 2015 · Amount on File
Prior SaleJan 7, 2015 · Amount on File
Deed Document Number2015515756
Prior Transfer DateJan 7, 2013
Prior Transfer Doc0000667602
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2040 HARMONY WAY, VISTA, CA 92081-7019
Transaction TypeMortgage
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2040 HARMONY WAY, VISTA, CA 92081-7019

Mortgage

Document Number0000569682
DateAug 10, 2021
Instrument2021-0569682
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2040 Harmony Way was $6,654 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$539,730 (+2%) Land $275,263 Building $264,467
2025$6,654.00 Homeowner's exemption$529,148 Land $269,866 Building $259,282
2023$6,179.00 (+0.24%) Homeowner's exemption$508,603 Land $259,388 Building $249,215
2022$6,164.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2040 Harmony Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2040 Harmony Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Cox Communications, Verizon.

Nearby Properties on Harmony Way

Nearby Streets

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