Harford County property record for 2040 Flagstone Ct, Abingdon, MD 21009
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,584 sqft · built 1995 |
| Lot Size | 0.065 acres (2,843 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,965 (Oct 2020) |
| Tax Bill | $2,882 (2026) |
| Deeds & Mortgages | May 2020 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-284800 |
| Primary APN | 01-284800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Total Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,843 sqft (0.065 acres) |
| Deck Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 284800 |
|---|---|
| Street Address | 2040 FLAGSTONE CT |
| City | ABINGDON |
| State | MD |
| Zip | 21009-3046 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LOT 26 2843 SF 2040 FLAGSTONE COURT WINTERS RUN MAN PT 84/37 |
| Legal Subdivision | FLAGSTONE COURT WINTERS RUN |
| Legal Lot Number | 26 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 301204 |
2040 Flagstone Ct, a townhouse, is owned and occupied by two individuals who bought it in October 2020.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2040 FLAGSTONE CT, ABINGDON, MD 21009-3046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2020 | Deed of Trust, Mortgage · Line of Credit LM FEDERAL CU |
| Oct 20, 2020 | Exchange Deed, Transfer · FHA Mortgage MERIDIAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2020 · Amount on File |
| Deed Sale | Oct 20, 2020 · Amount on File |
| Prior Sale | Jun 11, 2003 · Amount on File |
| Deed Book / Page | 14199 / 332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2040 FLAGSTONE CT, ABINGDON, MD 21009-3046 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | CU TITLE INSURANCE AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0138330249 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 13833/249 |
| Name | LM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | MIDDLE RIVER, MD 21220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Apr 24, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Exchange Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 20, 2020 |
| Property Address | 2040 FLAGSTONE CT, ABINGDON, MD 21009-3046 |
| Document Number | 0141990332 |
| Book / Page | 14199 / 332 |
| Map Reference | MB 83 FO 29 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE INS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2040 FLAGSTONE CT, ABINGDON, MD 21009-3046 |
| Document Number | 0014199339 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 14199/339 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 2040 Flagstone Ct was $2,882, up 14.1% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,882.00 (+14.09%) | $264,500 Land $65,500 Building $199,000 | $264,500 Land $65,500 Building $199,000 |
| 2025 | $2,526.00 | ||
| 2023 | $215,400 Land $65,500 Building $149,900 | $215,400 Land $65,500 Building $149,900 | |
| 2022 | $2,289.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2040 Flagstone Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2040 Flagstone Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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