2040 Encinal Ave, Alameda, CA 94501 Property Records

Alameda County property record for 2040 Encinal Ave, Alameda, CA 94501

Property Summary

Property Type	Duplex
Details	5 bd · 4.5 ba · 1,886 sqft · built 1895
Lot Size	0.107 acres (4,666 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Jun 2018)
Tax Bill	$13,545 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-245-37`

Property Details

APN / Parcel Number

Primary APN	`71-245-37`
Alternative APN	`071-0245-037-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,886 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1920
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,666 sqft (0.107 acres)

Location & Zoning

Street Address	2040 ENCINAL AVE
City	ALAMEDA
State	CA
Zip	94501-4215
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT: 00037 BLK: AR: 0071 PAGE: 0245
Legal Subdivision	PIONEER HOMESTEAD ASSOCIATION
Legal Block	G
Legal Lot Number	17
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	3
Census Block	3000
Census Tract	428400

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2040 ENCINAL AVE, ALAMEDA, CA 94501-4215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 31, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 12, 2018	Grant Deed, Transfer · Conventional Mortgage EAST WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2018 · Amount on Record
Deed Sale	Jun 12, 2018 · Amount on Record
Prior Sale	Jul 28, 2006 · Amount on Record
Deed Document Number	2018115058
Prior Transfer Date	May 22, 2018
Prior Transfer Doc	0000115058
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2040 ENCINAL AVE, ALAMEDA, CA 94501-4215
Document Number	0000071545
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 ENCINAL AVE ALAMEDA CA 945014215, ALAMEDA, CA 94501-4215

Mortgage

Document Number	0000071545
Date	Mar 30, 2020
Instrument	71545

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2040 ENCINAL AVE, ALAMEDA, CA 94501-4215
Document Number	0000141910
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 ENCINAL AVE ALAMEDA CA 945014215, ALAMEDA, CA 94501-4215

Mortgage

Document Number	0000141910
Date	Jun 19, 2020
Instrument	141910

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 12, 2018
Property Address	2040 ENCINAL AVE, ALAMEDA, CA 94501-4215
Document Number	0000115058
Map Reference	MB 3 PG 1
Instrument Date	May 22, 2018
Instrument	2018115058
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2040 ENCINAL AVE, ALAMEDA, CA 94501-4215

Mortgage

Document Number	0000115063
Date	Jun 12, 2018
Instrument	2018115063

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$912,939 (+2.02%) Land $268,101 Building $651,838
2025	$13,545.00 (+1.96%) Homeowner's exemption	$894,903 (+3.23%) Land $262,845 Building $639,058
2024	$13,285.00 (+3.94%)
2023	$12,781.00 Homeowner's exemption	$866,888 Land $252,640 Building $614,248

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 889 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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