2040 E US Hwy 60, Grayson, KY 41143 Property Records

Carter County property record for 2040 E US Hwy 60, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,872 sqft
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on File
Tax Bill	$752 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`120W-00-00-028.00`

Property Details

APN / Parcel Number

Primary APN	`120W-00-00-028.00`
Alternative APN	`9141`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,872 sqft Living Area

Exterior

Lot Area	27,878 sqft (0.64 acres)
View / Lot	Waterfront - Canal
Driveway	Driveway

Location & Zoning

Account Number	9141
Street Address	2040 E US HIGHWAY 60
City	GRAYSON
State	KY
Zip	41143-7938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 0.64 ACRE
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	1
Census Block	1040
Census Tract	960601

Owner

2040 E US Hwy 60 is owned and occupied by an individual.

Source: Carter County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2040 E US HIGHWAY 60, GRAYSON, KY 41143-7938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	2040 E US HIGHWAY 60, GRAYSON, KY 41143-7938
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 E US HIGHWAY 60, GRAYSON, KY 41143-7938

Mortgage

Document Number	OR452/691
Date	Apr 22, 2021
Book Page	OR452/691
Instrument	496782

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	355 Months
Due	Nov 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2040 E US Hwy 60 was $752.

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$752.00	$88,200	$88,200
2023	$760.00	$88,200	$88,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2040 E US Hwy 60 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2040 E US Hwy 60 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Communications Fiber	1,000 / 1,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20