Lorain County property record for 2040 E Reserve Cir, Avon, OH 44011
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,760 sqft · built 1996 |
| Lot Size | 0.038 acres (1,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,344 (2025) |
| Deeds & Mortgages | Jun 2024 Transfer Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00-015-801-029 |
| Primary APN | 04-00-015-801-029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 1,004 sqft |
| 2nd Floor Area | 756 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Row End or Row Middle |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,680 sqft |
| Lot Dimensions | 60 ft deep x 28 ft wide |
| Garage Type | Attached |
| Garage Area | 409 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 137 sqft |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2040 E RESERVE CIR |
|---|---|
| City | AVON |
| State | OH |
| Zip | 44011-2818 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | TOWN HOMES OF FRENCH CREEK RESERVE 28 X 60 |
| Legal Subdivision | TOWNHOMES FRENCH CREEK |
| Legal Block | 801 |
| Legal Lot Number | 15 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AVON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 13202 |
2040 E Reserve Cir, a townhouse, is owned and occupied by an individual who acquired it in June 2024.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2040 E RESERVE CIR, AVON, OH 44011-2818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2024 | Transfer on Death Deed, Transfer |
| Aug 17, 2018 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2024 |
| Deed Sale | Jun 25, 2024 |
| Prior Sale | Jan 16, 2008 · Amount on File |
| Deed Document Number | 2024092203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 25, 2024 |
| Property Address | 2040 E RESERVE CIR, AVON, OH 44011-2818 |
| Document Number | 0000017451 |
| Map Reference | VOL 57 PG 22 |
| Instrument Date | Jun 19, 2024 |
| Instrument | 2024-0017451 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2040 E RESERVE CIR, AVON, OH 44011-2818 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2040 E RESERVE CIR, AVON, OH 44011-2818 |
| Document Number | 0000685739 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2040 E RESERVE CIR AVON OH 440112818, AVON, OH 44011-2818 |
| Document Number | 0000685739 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 685739 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 28, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2040 E Reserve Cir was $3,344.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Avon City |
| County | Lorain County |
| Unified School District | Avon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,344.00 | $92,260 (%) Land $21,700 Building $70,560 | $263,610 (-) Land $62,000 Building $201,610 |
| 2024 | $3,344.00 (+12.18%) | $92,264 (+46.31%) Land $21,700 Building $70,564 | $263,610 (+46.31%) Land $62,000 Building $201,610 |
| 2023 | $2,981.00 (+0.17%) | $63,060 (-) Land $11,627 Building $51,433 | $180,170 Land $33,220 Building $146,950 |
| 2022 | $2,976.00 | $63,060 Land $11,630 Building $51,430 | |
| 2021 | $180,170 Land $33,220 Building $146,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2040 E Reserve Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2040 E Reserve Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVON CITY PWS serves 24,060 people · EPA ID OH4700203 |
|---|---|
| Water Source | Purchased surface water from AVON LAKE CITY PWS |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
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