2040 E Phillips Lake Loop Rd, Shelton, WA 98584 Property Records

Mason County property record for 2040 E Phillips Lake Loop Rd, Shelton, WA 98584

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,526 sqft · built 2009
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,839 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22005-53-00055`

Property Details

APN / Parcel Number

Primary APN	`22005-53-00055`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,526 sqft Living Area
1st Floor Area	1,526 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Lot Width	64 ft Width
Terrain	Steep
View / Lot	Water
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	24 sqft
Patio Area	464 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	2040 E PHILLIPS LAKE LOOP RD
City	SHELTON
State	WA
Zip	98584-8859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5
Legal Description	PHILLIPS LAKE DIV. 4
Legal Subdivision	PHILLIPS LAKE DIV. 4
Legal Tract	55
Legal Lot Number	55
Jurisdiction	MASON WA
Township / Civil Division	TIMBER LAKE-HARSTINE ISLAND
Census Block Group	2
Census Block	2001
Census Tract	961102

Owner

2040 E Phillips Lake Loop Rd is owner-occupied and held in a trust since July 2015.

Source: Mason County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2040 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8859
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Feb 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 22, 2015
Transfer Doc	0002045439
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	2040 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8859
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002159732
Date	Jun 18, 2021
Instrument	2159732

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	2040 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8859
Document Number	0002088544
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2018
Title Company	LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2040 E PHILLIPS LAKE LOOP RD SHELTON WA 985848859, SHELTON, WA 98584-8859

Mortgage

Document Number	0002088544
Date	Feb 23, 2018
Instrument	2088544

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2040 E Phillips Lake Loop Rd was $4,839, up 19.2% from the year before.

Source: Mason County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Mason County
Unified School District	Pioneer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$666,955 Land $125,475 Building $541,480	$666,955 Land $125,475 Building $541,480
2025	$4,839.00 (+19.22%)
2024	$4,059.00 (-9.15%)	$598,995 Land $142,200 Building $456,795	$598,995 Land $142,200 Building $456,795
2023	$4,468.00
2022		$497,915 Land $167,300 Building $330,615	$497,915 Land $167,300 Building $330,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2040 E Phillips Lake Loop Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2040 E Phillips Lake Loop Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hood Canal Communications Cable	1,000 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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