2040 E Main Rd, Portsmouth, RI 02871 Property Records

Portsmouth Town property record for 2040 E Main Rd, Portsmouth, RI 02871

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,550 sqft · built 1989
Lot Size0.539 acres (23,485 sqft)
OwnerCompany Name on File
Last Sale$660,000 (Jul 2022)
Tax Bill$7,738 (2025)
Deeds & MortgagesNov 2023 Refinance
Jul 2022 Sale
Flood ZoneZone X (minimal risk)
APNPORT M:041 B:0034A

Property Details

APN / Parcel Number

Primary APNPORT M:041 B:0034A

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,550 sqft Living Area
Gross Area5,500 sqft
1st Floor Area1,488 sqft
AtticAttic
Attic Area650 sqft
Basement Area1,088 sqft
Unfinished Basement1,088 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleContemporary
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,485 sqft (0.539 acres)
Pool TypeSpa / Hot Tub (No Pool)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address2040 E MAIN RD
CityPORTSMOUTH
StateRI
Zip02871-1226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal Block34A
JurisdictionPORTSMOUTH RI
Township / Civil DivisionPORTSMOUTH
Census Block Group2
Census Block2000
Census Tract40104

Owner

2040 E Main Rd is owned by a company that bought it in July 2022.

Source: Portsmouth Town records, as of July 6, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 293, CONCORD, NH 03302-0293
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Jul 29, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2022 · Amount on File
Deed SaleJul 29, 2022 · Amount on File
Prior SaleJul 7, 2000 · Amount on File
Deed Document Number20222826
Deed Book / Page2142 / 23
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPORTSMOUTH RI
Property Address2040 E MAIN RD, PORTSMOUTH, RI 02871-1226
Transaction TypeMortgage
Record UpdatedNov 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002194-137
DateNov 2, 2023
Book Page2194/137
Instrument2967
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPORTSMOUTH RI
Recording DateJul 29, 2022
Property Address2040 E MAIN RD, PORTSMOUTH, RI 02871-1226
Document Number0002142-23
Book / Page2142 / 23
Instrument DateJul 22, 2022
Instrument2826
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 293, CONCORD, NH 03302-0293

Tax Assessment & Valuation

The 2025 property tax bill for 2040 E Main Rd was $7,738.

Source: Portsmouth Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionPortsmouth Town
Unified School DistrictPortsmouth School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,738.00$582,700 Land $185,000 Building $397,700
2023$7,447.00 (+5.69%)$582,700 (+28.69%) Land $185,000 Building $397,700
2022$7,046.00$452,800 Land $156,400 Building $296,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2040 E Main Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2040 E Main Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTSMOUTH WATER & FIRE DISTRICT
serves 17,090 people · EPA ID RI1592022
Water SourcePurchased surface water from NEWPORT-CITY OF
Last State InspectionSep 2023
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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