2040 E Exchange St, Crete, IL 60417 Property Records

Will County property record for 2040 E Exchange St, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	1,073 sqft · built 1960
Lot Size	1.55 acres (67,471 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Aug 2019)
Tax Bill	$4,967 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`23-15-13-202-022`

Property Details

APN / Parcel Number

Primary APN	`23-15-13-202-022`
Alternative APN	`15132020220000`

Interior

Stories	1 Story
Building Area	1,073 sqft Living Area
Basement Area	7,073 sqft
Unfinished Basement	7,073 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	67,471 sqft (1.55 acres)
Garage Type	Detached
Garage Area	840 sqft

Location & Zoning

Street Address	2040 E EXCHANGE ST
City	CRETE
State	IL
Zip	60417-3631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PRT OF LOT 20 AND THE W1/2 OF LOT 21 OF ASSESSOR'S SUB OF THE NE1/4 OF SEC 13, T34N-R14E, DAF: COMM AT THE SW COR OF SD
Legal Range	14E
Legal Township	34N
Legal Section	13
Legal Subdivision	ASSESSORS SUB
Legal Lot Number	20
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	1
Census Block	1018
Census Tract	883806

Owner

Source: Will County assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2040 E EXCHANGE ST, CRETE, IL 60417-3631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	201950121
Prior Transfer Date	Apr 10, 1998
Prior Transfer Doc	0000013638
Record Updated	Sep 20, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Aug 1, 2019
Property Address	2040 E EXCHANGE ST, CRETE, IL 60417-3631
Document Number	0000050121
Map Reference	DOC 894545
Instrument Date	Jul 19, 2019
Instrument	R2019050121
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2040 E EXCHANGE ST, CRETE, IL 60417-3631

Mortgage

Document Number	0000050122
Date	Aug 1, 2019
Instrument	R2019050122

Lender

Name	CU/AMERICA FINANCIAL SERVICES INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,967.00 (+15.3%)
2024		$58,016 (+26.01%) Land $12,930 Building $45,086	$174,048 (+26.01%) Land $38,790 Building $135,258
2022	$4,308.00 Homeowner's exemption	$46,040 Land $10,261 Building $35,779	$138,120 Land $30,783 Building $107,337

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2024–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 99.4% of Illinois
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Exchange St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures