2040 E Bluff Ridge Rd, Show Low, AZ 85901 Property Records

Navajo County property record for 2040 E Bluff Ridge Rd, Show Low, AZ 85901

Property Summary

Property Type	Single Family Home
Details	1,920 sqft · built 2008
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Mar 2026)
Tax Bill	$1,889 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`210-65-006`

Property Details

APN / Parcel Number

Primary APN	`210-65-006`

Interior

Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	2,485 sqft
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	565 sqft
Deck Area	Deck Area
Patio Area	484 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2040 E BLUFF RIDGE RD
City	SHOW LOW
State	AZ
Zip	85901-9580
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SECTIONS 21 & 28, T10N, R22E: SHOW LOW BLUFF PHASE 1B: LOT 6, PER PLAT 26-44~46. OUT OF 210-23-012, 029B & 210-28-002 FOR2007ROLL.
Legal Range	22E
Legal Township	10N
Legal Section	21
Legal Subdivision	SHOW LOW BLUFF PHASE 1B
Legal Phase	1B
Legal Lot Number	6
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1000
Census Tract	961701

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	760 S CREEKSIDE DR, SHOW LOW, AZ 85901-8162
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Feb 27, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 31, 2017	Warranty Deed, Transfer LAWYERS TITLE, LAWYERS TITLE/AZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	20263905
Prior Transfer Date	Jul 1, 2024
Prior Transfer Doc	0000008817
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Mar 20, 2026
Property Address	2040 E BLUFF RIDGE RD, SHOW LOW, AZ 85901-9580
Document Number	0000003905
Map Reference	MB 26 PG 44-46
Instrument Date	Mar 10, 2026
Instrument	2026-03905
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 RIO ANCHO BLVD, LIBERTY HILL, TX 78642-3568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 S CREEKSIDE DR, SHOW LOW, AZ 85901-8162

Mortgage

Document Number	0000003906
Date	Mar 20, 2026
Instrument	2026-03906

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2040 E BLUFF RIDGE RD, SHOW LOW, AZ 85901-9580
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003211
Date	Feb 27, 2018
Instrument	2018-03211

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jul 31, 2017
Property Address	2040 E BLUFF RIDGE RD, SHOW LOW, AZ 85901-9580
Document Number	0000011323
Instrument Date	Jun 16, 2017
Instrument	11323
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5291 S BIG HORN PL CHANDLER AZ 85249, CHANDLER, AZ 85249

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Show Low City
Unified School District	Show Low Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$378,995 (-5.81%) Land $44,000 Building $334,995
2026			$402,360 (+1.85%) Land $35,500 Building $366,860
2025	$1,889.00 (+4.25%)	$39,505 Land $3,550 Building $35,955	$395,053 Land $35,500 Building $359,553
2024	$1,812.00 (+1.68%)
2023	$1,782.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jul 2021 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHOW LOW serves 17,139 people · EPA ID AZ0409026
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Smith Bagley Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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