2040 E Appaloosa Rd, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2040 E Appaloosa Rd, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,625 sqft · built 1997
Lot Size	0.131 acres (5,732 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Apr 2019)
Tax Bill	$1,425 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`309-11-047`

Property Details

APN / Parcel Number

Primary APN	`309-11-047`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,625 sqft Living Area
1st Floor Area	890 sqft
2nd Floor Area	735 sqft

Exterior

Year Built	Built 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,732 sqft (0.131 acres)
Parking Spaces	2 Parking Spaces
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2040 E APPALOOSA RD
City	GILBERT
State	AZ
Zip	85296-3320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	FINLEY FARMS SOUTH PARCEL 17 MCR 402-37
Legal Range	06E
Legal Township	01S
Legal Section	16
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	FINLEY FARMS SOUTH PARCEL 17
Legal Lot Number	47
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3011
Census Tract	422512

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2040 E APPALOOSA RD, GILBERT, AZ 85296-3320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · FHA Mortgage ON Q FINANCIAL INC
Apr 26, 2019	Warranty Deed, Transfer · FHA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Prior Sale	Aug 31, 2016
Deed Document Number	20190299850
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2040 E APPALOOSA RD, GILBERT, AZ 85296-3320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000693288
Date	Jul 31, 2020
Instrument	20200693288

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 26, 2019
Property Address	2040 E APPALOOSA RD, GILBERT, AZ 85296-3320
Document Number	0000299850
Map Reference	MB 402 PG 37
Instrument Date	Apr 17, 2019
Instrument	20190299850
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	TITLE ALLIANCE PLATINUM AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2040 E APPALOOSA RD, 2040, GILBERT, AZ 85296-3320

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2040 E APPALOOSA RD, GILBERT, AZ 85296-3320

Mortgage

Document Number	0000299851
Date	Apr 26, 2019
Instrument	20190299851

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Mortgage

Document Number	0000299852
Date	Apr 26, 2019
Instrument	20190299852

Lender

Name	ARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY
Type	Government Agency
Address	PARADISE VALLEY, AZ 85253

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,820 (-1.52%)	$388,200 (-1.52%) Land $77,600 Building $310,600
2025	$1,425.00 (+3.26%)
2024		$39,420	$394,200 Land $78,800 Building $315,400
2023	$1,380.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

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