2040 E 226th St, Euclid, OH 44117 Property Records

Cuyahoga County property record for 2040 E 226th St, Euclid, OH 44117

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,332 sqft · built 1950
Lot Size	0.214 acres (9,350 sqft)
Owner	Individual Name on Record
Last Sale	$181,000 (Jul 2022)
Tax Bill	$3,682 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jun 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`650-15-056`

Property Details

APN / Parcel Number

Primary APN	`650-15-056`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,332 sqft Living Area
1st Floor Area	888 sqft
2nd Floor Area	444 sqft
Basement Area	888 sqft
Finished Basement	444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1974
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,350 sqft (0.214 acres)
Lot Dimensions	187 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2040 E 226TH ST
City	EUCLID
State	OH
Zip	44117-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	13 WILMAR 0036 ALL
Legal Subdivision	WILMAR
Legal Tract	13
Legal Lot Number	36
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	1
Census Block	1003
Census Tract	152703

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2040 E 226TH ST, EUCLID, OH 44117-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 26, 2025	Transfer on Death Deed, Transfer
Jul 7, 2022	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Feb 23, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Prior Sale	Apr 20, 2000 · Amount on Record
Deed Document Number	202207070756
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	2040 E 226TH ST, EUCLID, OH 44117-2108
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	ATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 E 226TH ST, EUCLID, OH 44117-2108

Mortgage

Document Number	0000000269
Date	Apr 5, 2021
Instrument	202104050269

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 26, 2025
Property Address	2040 E 226TH ST, EUCLID, OH 44117-2108
Document Number	0000000585
Instrument Date	Jun 26, 2025
Instrument	202506260585
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2040 E 226TH ST, EUCLID, OH 44117-2108

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 7, 2022
Property Address	2040 E 226TH ST, EUCLID, OH 44117-2108
Document Number	0000000756
Map Reference	VOL 84 PG 28
Instrument Date	Jun 30, 2022
Instrument	202207070756
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ENTERPRISE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 E 226TH ST, EUCLID, OH 44117-2108

Mortgage

Document Number	0000000757
Date	Jul 7, 2022
Instrument	202207070757

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	2040 E 226TH ST, EUCLID, OH 44117-2108
Document Number	0003120006
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2040 E 226TH ST EUCLID OH 441172108, EUCLID, OH 44117-2108

Mortgage

Document Number	0003120006
Date	Mar 12, 2018
Instrument	3120006

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,682.00 (+2.02%) Homeowner's exemption	$55,620 (-) Land $10,850 Building $44,770
2024	$3,609.00 (+4.49%) Homeowner's exemption	$55,620 (+38.19%) Land $10,850 Building $44,770	$158,900 (+38.17%) Land $31,000 Building $127,900
2023	$3,454.00 (+2.34%) Homeowner's exemption	$40,250 (-) Land $8,470 Building $31,780
2022	$3,375.00 Homeowner's exemption	$40,250 Land $8,470 Building $31,780
2021			$115,000 Land $24,200 Building $90,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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