2040 Drummond Dr, Lexington, KY 40511 Property Records

Lexington-Fayette Urban County property record for 2040 Drummond Dr, Lexington, KY 40511

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,708 sqft · built 2005
Lot Size0.195 acres (8,490 sqft)
OwnerIndividual Name on File
Last Sale$319,000 (Oct 2024)
Tax Bill$4,019 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
APN38119210

Property Details

APN / Parcel Number

Primary APN38119210

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,708 sqft Living Area
1st Floor Area318 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area8,490 sqft (0.195 acres)
Lot Width70 ft Width
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address2040 DRUMMOND DR
CityLEXINGTON
StateKY
Zip40511-9129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionM-136 COVENTRY (BELMONT FARM) UNIT 1-E LOT 46; BOOK: 2763 PAGE: 565
Legal SubdivisionCOVENTRY (BELMONT FARM)
Legal Lot Number46
Legal Unit1-E
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE NORTHWEST
Census Block Group2
Census Block2012
Census Tract3803

Owner

2040 Drummond Dr is owned by an individual who bought it in October 2024.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address7756 BILLS RD, HORNELL, NY 14843-9675
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2024 · Amount on File
Deed SaleOct 15, 2024 · Amount on File
Prior SaleOct 15, 2024 · Amount on File
Deed Document Number2024205
Deed Book / Page4098 / 549
Record UpdatedOct 29, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateNov 14, 2023
Property Address2040 DRUMMOND DR, LEXINGTON, KY 40511-9129
Document NumberDB4045/648
Book / PageDB 4045 / 648
Map ReferenceCAB M SL 136
Instrument DateNov 13, 2023
Instrument202311140120
Transaction TypeTransfer
Record UpdatedDec 6, 2023
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$306.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17445 CURRY BRANCH RD, LOUISVILLE, KY 40245-7503

Transferred To (Grantee/Buyer)

NameVerified Name
Address2040 DRUMMOND DR, LEXINGTON, KY 40511-9129

Mortgage

Document Number202311140121
DateNov 14, 2023
Instrument202311140121
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 2040 Drummond Dr was $4,019, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,019.00 (+1.9%)$319,000 (-)$319,000 (-)
2025$3,944.00$319,000$319,000
2023$2,719.00$219,900$219,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2040 Drummond Dr; there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1978–1980)
Most Recent ClaimJul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2040 Drummond Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
100 / 20

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