2040 Courage St, Vista, CA 92081 Property Records

San Diego County property record for 2040 Courage St, Vista, CA 92081

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,714 sqft · built 1999
Lot Size	1.45 acres (63,317 sqft)
Owner	Company Name on Record
Last Sale	$208,500 (Oct 1998)
Tax Bill	$4,291 (2025)
Deeds & Mortgages	Feb 2021 Transfer Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`217-592-24-15`

Property Details

APN / Parcel Number

Primary APN	`217-592-24-15`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,714 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	63,317 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2040 COURAGE ST
City	VISTA
State	CA
Zip	92081-7023
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPI
Legal Description	LOT 7 US 86PER DOC98-245185&UND INT IN POR TR 013135
Legal Subdivision	VISTA 89-07 PH II
Legal Tract	013135
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1014
Census Tract	19810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2040 COURAGE ST, VISTA, CA 92081-7023
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Intrafamily Transfer, Transfer
Feb 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 1998 · Amount on Record
Deed Sale	Oct 7, 1998 · Amount on Record
Deed Document Number	1998647210
Last Transfer Date	Jan 8, 2021
Transfer Doc	0000134812
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2021
Property Address	2040 COURAGE ST, VISTA, CA 92081-7023
Document Number	0000137179
Map Reference	MAP 13135
Instrument Date	Feb 8, 2021
Instrument	2021-0137179
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 COURAGE ST, VISTA, CA 92081-7023

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2021
Property Address	2040 COURAGE ST, VISTA, CA 92081-7023
Document Number	0000134812
Map Reference	DOC 98-129489
Instrument Date	Jan 8, 2021
Instrument	2021-0134812
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2040 COURAGE ST, VISTA, CA 92081-7023

Mortgage

Document Number	0000134813
Date	Feb 22, 2021
Instrument	2021-0134813

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$326,941 (+2%) Land $71,947 Building $254,994
2025	$4,291.00 (+7.17%) Homeowner's exemption	$320,532 (+4.04%) Land $70,537 Building $249,995
2023	$4,004.00 (+0.25%) Homeowner's exemption	$308,088 Land $67,799 Building $240,289
2022	$3,994.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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