2040 Cooper Dr, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 2040 Cooper Dr, Santa Rosa, CA 95404

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,893 sqft · built 2006
Lot Size0.123 acres (5,343 sqft)
OwnerIndividual Name on Record
Last Sale$113,000 (Jul 2007)
Tax Bill$11,070 (2025)
Deeds & MortgagesMar 2022 Reverse Mortgage
Feb 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN038-290-028-000

Property Details

APN / Parcel Number

Primary APN038-290-028-000
Alternative APN
  • 038-290-028

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,893 sqft Living Area
Gross Area3,473 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area5,343 sqft (0.123 acres)
Garage TypeAttached
Garage Area580 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number038-290-028
Street Address2040 COOPER DR
CitySANTA ROSA
StateCA
Zip95404-5683
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2005 FM 014-641-012 GORDON RANCH 674/01 LOT 28
Legal SubdivisionGORDON RANCH
Legal Block2
Legal Lot Number28
JurisdictionSONOMA CA
Township / Civil DivisionSANTA ROSA
Census Block Group2
Census Block2010
Census Tract151403

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2040 COOPER DR, SANTA ROSA, CA 95404-5683
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2022Deed of Trust, Mortgage · Reverse Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 11, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 27, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2007 · Amount on Record
Deed SaleJul 25, 2007 · Amount on Record
Prior SaleJan 17, 2006 · Amount on Record
Deed Document Number200782876
Last Transfer DateJul 16, 2008
Transfer Doc0000067476
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address2040 COOPER DR, SANTA ROSA, CA 95404-5683
Transaction TypeMortgage
Record UpdatedAug 17, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2040 COOPER DR, SANTA ROSA, CA 95404-5683

Mortgage

Document Number0000016553
DateMar 7, 2022
Instrument2022016553
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressMADISON, WI 53718
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.01%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate8.14%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address2040 COOPER DR, SANTA ROSA, CA 95404-5683
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011457
DateFeb 14, 2020
Instrument2020011457
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateOct 11, 2019
Property Address2040 COOPER DR, SANTA ROSA, CA 95404-5683
Document Number0000074463
Instrument DateOct 1, 2019
Instrument74463
Transaction TypeTransfer
Record UpdatedOct 28, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2040 COOPER DR SANTA ROSA CA 954045683, SANTA ROSA, CA 95404-5683

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateOct 27, 2017
Property Address2040 COOPER DR, SANTA ROSA, CA 95404-5683
Document Number0000083523
Instrument DateOct 20, 2017
Instrument83523
Transaction TypeTransfer
Record UpdatedDec 5, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1140 SAN ANTONIO DR ROHNERT PARK CA 949282840, ROHNERT PARK, CA 94928-2840

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalitySanta Rosa City
Elementary School DistrictSanta Rosa Elementary School District (KG - 06)
Secondary School DistrictSanta Rosa High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$873,000 (-10.46%) Land $284,000 Building $589,000
2025$11,070.00 (+11.56%) Homeowner's exemption$975,000 (+12.59%) Land $275,000 Building $700,000
2023$9,923.00 (+4.63%) Homeowner's exemption$866,000 Land $281,000 Building $585,000
2022$9,484.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA ROSA
serves 178,452 people · EPA ID CA4910009
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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