2040 Coates St, Dubuque, IA 52003 Property Records

Dubuque County property record for 2040 Coates St, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,211 sqft · built 1966
Lot Size	0.24 acres (10,450 sqft)
Owner	Individual Name on File
Last Sale	$117,000 (Jan 2005)
Tax Bill	$2,990 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-26-378-013`

Property Details

APN / Parcel Number

Primary APN	`10-26-378-013`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,211 sqft Living Area
1st Floor Area	1,211 sqft
Basement Area	1,211 sqft
Finished Basement	900 sqft
Game Room	Game Room
Interior Walls	Unfinished

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,450 sqft (0.24 acres)
Lot Dimensions	209 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2040 COATES ST
City	DUBUQUE
State	IA
Zip	52003-7104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 3 SUB 39, 40 & 41 SIMPSONS ADD
Legal Range	02E
Legal Township	89N
Legal Section	26
Legal Subdivision	BRYANT
Legal Lot Number	3
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1007
Census Tract	802

Owner

2040 Coates St is owned and occupied by an individual who bought it in January 2005.

Source: Dubuque County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	2040 COATES ST, DUBUQUE, IA 52003-7104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage DUBUQUE BANK & TRUST CO
Aug 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage DUBUQUE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2005 · Amount on File
Deed Sale	Jan 25, 2005 · Amount on File
Deed Document Number	20051210
Prior Transfer Date	Jan 11, 2005
Prior Transfer Doc	0000001210
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2040 COATES ST, DUBUQUE, IA 52003-7104
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010367
Date	Aug 22, 2017
Instrument	2017-00010367

Lender

Name	DUBUQUE BANK & TRUST CO
Type	Bank
Address	SCOTTSDALE, AZ 85250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2032

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2040 COATES ST, DUBUQUE, IA 52003-7104
Document Number	0000010400
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 COATES ST DUBUQUE IA 520037104, DUBUQUE, IA 52003-7104

Mortgage

Document Number	0000010400
Date	Aug 22, 2017
Instrument	10400

Lender

Name	DUBUQUE BK&TR
Type	Bank
Address	8901 E RAINTREE DR # 400, SCOTTSDALE, AZ 85260-7026

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 21, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2040 Coates St was $2,990 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,990.00 Homeowner's exemption	$235,300 Land $31,500 Building $203,800	$235,300 Land $31,500 Building $203,800
2024	$2,990.00
2023		$218,200 (+28.59%) Land $30,000 Building $188,200	$218,200 Land $30,000 Building $188,200
2022	$2,774.00 Homeowner's exemption	$169,690 Land $25,500 Building $144,190
2021			$169,690 Land $25,500 Building $144,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2040 Coates St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2040 Coates St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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