2040 Clemens Rd, Oakland, CA 94602 Property Records

Alameda County property record for 2040 Clemens Rd, Oakland, CA 94602

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,481 sqft · built 1947
Lot Size	0.144 acres (6,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,680,000 (Oct 2022)
Tax Bill	$24,488 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29A-1317-43`

Property Details

APN / Parcel Number

Primary APN	`29A-1317-43`
Alternative APN	`029A-1317-043-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,481 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1969
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,272 sqft (0.144 acres)

Location & Zoning

Street Address	2040 CLEMENS RD
City	OAKLAND
State	CA
Zip	94602-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00043 BLK: AR: 029A PAGE: 1317
Legal Subdivision	FRUITVALE GARDEN FARMS
Legal Block	9
Legal Lot Number	17&18
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1003
Census Tract	404700

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2040 CLEMENS RD, OAKLAND, CA 94602-1916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Grant Deed, Transfer · Conventional Mortgage SILICON VALLEY BANK
May 12, 2022	Deed of Trust, Mortgage · Line of Credit EAST WEST BANK
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA
Oct 3, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Oct 3, 2018 · Amount on Record
Deed Document Number	2022178329
Prior Transfer Date	Oct 28, 1995
Prior Transfer Doc	0000265331
Record Updated	Oct 29, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 28, 2022
Property Address	2040 CLEMENS RD, OAKLAND, CA 94602-1916
Document Number	0000178329
Map Reference	MB 3 PG 41
Instrument Date	Oct 14, 2022
Instrument	2022178329
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,048.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2040 CLEMENS RD, OAKLAND, CA 94602-1916

Mortgage

Document Number	0000178330
Date	Oct 28, 2022
Instrument	2022178330

Lender

Name	SILICON VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	5.12%
Index	Other
Max Rate	9.12%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2040 CLEMENS RD, OAKLAND, CA 94602-1916
Transaction Type	Mortgage
Record Updated	Jun 14, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 CLEMENS RD, OAKLAND, CA 94602-1916

Mortgage

Document Number	0000093383
Date	May 12, 2022
Instrument	2022093383

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2040 CLEMENS RD, OAKLAND, CA 94602-1916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 CLEMENS RD, OAKLAND, CA 94602-1916

Mortgage

Document Number	0000184708
Date	Jul 31, 2020
Instrument	2020184708

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.68%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.68%
Index	1-Year LIBOR
Max Rate	7.68%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2040 CLEMENS RD, OAKLAND, CA 94602-1916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 CLEMENS RD, OAKLAND, CA 94602-1916

Mortgage

Document Number	0000185773
Date	Aug 3, 2020
Instrument	2020185773

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	353 Months
Due	Jan 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 3, 2018
Property Address	2040 CLEMENS RD, OAKLAND, CA 94602-1916
Document Number	0000191616
Instrument Date	Sep 20, 2018
Instrument	191616
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$961.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2040 CLEMENS RD OAKLAND CA 946021916, OAKLAND, CA 94602-1916

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,782,815 (+2%) Land $534,844 Building $1,247,971
2025	$24,488.00 (-1.79%)	$1,747,871 (+4.04%) Land $524,361 Building $1,223,510
2023	$24,935.00	$1,680,000 Land $504,000 Building $1,176,000	$1,484,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 846 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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