Suffolk County and Southold Town property record for 2040 Central Dr, Mattituck, NY 11952
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Jan 2002) |
| Tax Bill | $17,526 (2024) |
| Deeds & Mortgages | Jan 2024 Sale Nov 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 106.-1-26 |
| Primary APN | 473889 106.-1-26 |
|---|---|
| Alternative APNs |
|
| Lot Area | 57,064 sqft |
|---|
| Account Number | 14 |
|---|---|
| Street Address | 2040 CENTRAL DR |
| City | MATTITUCK |
| State | NY |
| Zip | 11952-1087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | BOOK 12163 PAGE 751 BILL 012570 |
| Legal Subdivision | MAP CAPTAIN KID ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 170003 |
2040 Central Dr is owned and occupied by two individuals who acquired it in January 2024.
Source: Suffolk County and Southold Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2040 CENTRAL DR, MATTITUCK, NY 11952-1087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2024 | Deed, Transfer |
| Nov 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2002 · Amount on File |
| Deed Sale | Jan 16, 2002 · Amount on File |
| Prior Sale | Jun 23, 1999 · Amount on File |
| Deed Book / Page | 12163 / 751 |
| Last Transfer Date | Jan 25, 2024 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 25, 2024 |
| Property Address | 2040 CENTRAL DR, MATTITUCK, NY 11952-1087 |
| Document Number | 0132330991 |
| Book / Page | 13233 / 991 |
| Instrument Date | Jan 25, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2040 CENTRAL DR, MATTITUCK, NY 11952-1087 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2040 CENTRAL DR, MATTITUCK, NY 11952-1087 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231910733 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 23191/733 |
| Instrument | DL033768 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Mattituck-Cutchogue Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,200 Land $3,200 Building $8,000 | $2,036,364 Land $581,818 Building $1,454,545 | |
| 2024 | $17,526.00 | ||
| 2023 | $11,200 Land $3,200 Building $8,000 | $19,649 Land $5,614 Building $14,035 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2040 Central Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2040 Central Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures