2040 Broadwater Ave, Billings, MT 59102 Property Records

Yellowstone County property record for 2040 Broadwater Ave, Billings, MT 59102

Property Summary

Property Type	Commercial
Details	4 bd · 2 ba · 2,142 sqft · built 1940
Lot Size	0.183 acres (7,976 sqft)
Owner	Individual Name on File
Last Sale	$156,300 (May 2020)
Tax Bill	$2,779 (2025)
Deeds & Mortgages	Jul 2026 Sale May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000A077670`

Property Details

APN / Parcel Number

Primary APN	`000A077670`
Alternative APNs	`03-0927-06-3-12-23-0000` `A077670` `R037931` `A07767`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,142 sqft Gross Area
1st Floor Area	1,127 sqft
Basement Area	1,015 sqft
Finished Basement	1,015 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Multi-Family
Construction Type	Frame
Lot Area	7,976 sqft (0.183 acres)
View / Lot	Commercial
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2040 BROADWATER AVE
City	BILLINGS
State	MT
Zip	59102-4811
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RP
Legal Description	GORHAM PARK SUBD, S06, T01 S, R26 E, BLOCK 4, LOT 7
Legal Subdivision	GORHAM PARK SUBD
Legal Block	4
Legal Lot Number	7
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1001
Census Tract	1702

Owner

2040 Broadwater Ave, a commercial property, is owned by an individual who acquired it in July 2026.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	803 W BABCOCK ST, BOZEMAN, MT 59715-4452
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 19, 2020	Warranty Deed, Transfer · Commercial Mortgage ALTANA FCU
Jan 4, 2018	Loan Modification, Mortgage YELLOWSTONE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Deed Document Number	20203920841
Last Transfer Date	Jul 31, 2026
Transfer Doc	0004140592
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 31, 2026
Property Address	2040 BROADWATER AVE, BILLINGS, MT 59102-4811
Document Number	0004140592
Instrument Date	Jul 31, 2026
Instrument	20264140592
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 W BABCOCK ST, BOZEMAN, MT 59715-4452

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 19, 2020
Property Address	2040 BROADWATER AVE, BILLINGS, MT 59102-4811
Document Number	0003920841
Map Reference	DOC 477252
Instrument Date	May 18, 2020
Instrument	3920841
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 BROADWATER AVE, BILLINGS, MT 59102-4811

Mortgage

Document Number	0003920842
Date	May 19, 2020
Instrument	3920842

Lender

Name	ALTANA FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jun 1, 2025

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	2040 BROADWATER AVE, BILLINGS, MT 59102-4811
Document Number	0003838276
Instrument Date	Jan 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2040 BROADWATER AVE BILLINGS MT 591024811, BILLINGS, MT 59102-4811

Mortgage

Document Number	0003838276
Date	Jan 8, 2018
Instrument	3838276

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	BILLINGS, MT 59108

Agreement

Amount	Amount on Record
Term	24 Months
Due	Jan 7, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 2040 Broadwater Ave was $2,779, down 20.3% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,500 (-) Land $85,196 Building $178,304	$263,500 (-) Land $85,196 Building $178,304
2025	$2,779.00 (-20.28%)	$263,500 Land $85,196 Building $178,304	$263,500 Land $85,196 Building $178,304
2024	$3,486.00 (+13.55%)
2023	$3,070.00	$245,700	$245,700 Land $123,050 Building $122,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2040 Broadwater Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2040 Broadwater Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLINGS HEIGHTS CO WATER DIST OF serves 12,000 people · EPA ID MT0000155
Water Source	Purchased surface water from CITY OF BILLINGS
Last State Inspection	Jun 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: AT&T, CenturyLink.

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