Genesee County property record for 2040 Bernice Ave, Flint, MI 48532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft |
| Lot Size | 0.606 acres (26,397 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $69,900 (Dec 2016) |
| Tax Bill | $1,658 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-19-526-024 |
| Primary APN | 07-19-526-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Foundation Type | Raised |
|---|---|
| Lot Area | 26,397 sqft (0.606 acres) |
| Lot Dimensions | 220 ft deep x 120 ft wide |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2040 BERNICE AVE |
|---|---|
| City | FLINT |
| State | MI |
| Zip | 48532-3911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 107 & 108 MINTOLA PARK NO 2 (76) |
| Legal Subdivision | MINTOLA PARK |
| Legal Lot Number | 107-108 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | FLINT |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 10813 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2040 BERNICE AVE, FLINT, MI 48532-3911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Mar 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2016 · Amount on Record |
| Deed Sale | Dec 19, 2016 · Amount on Record |
| Deed Document Number | 201682131 |
| Prior Transfer Date | Aug 19, 2009 |
| Prior Transfer Doc | 0000065248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 2040 BERNICE AVE, FLINT, MI 48532-3911 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2040 BERNICE AVE, FLINT, MI 48532-3911 |
| Document Number | 0000018282 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 202510200018282 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Nov 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 2040 BERNICE AVE, FLINT, MI 48532-3911 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 202103120017274 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 202103120017274 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 308 Months |
| Due | Nov 1, 2046 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Flint Charter Township |
| Unified School District | Carman-Ainsworth Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,000 (+8.84%) Land $7,600 Building $56,400 | $128,000 (+8.84%) Land $15,200 Building $112,800 | |
| 2025 | $1,658.00 (+1.72%) Homeowner's exemption | $58,800 (+14.4%) | $117,600 (+14.4%) |
| 2024 | $1,630.00 (+32.74%) | ||
| 2023 | $51,400 | $102,800 | |
| 2021 | $1,228.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2009–2012) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2012 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615 |
|---|---|
| Water Source | Purchased surface water from KAREGNONDI WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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