2040 23rd St, Florence, OR 97439 Property Records

Lane County property record for 2040 23rd St, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,565 sqft · built 1990
Lot Size	0.238 acres (10,358 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,572 (2025)
Deeds & Mortgages	Feb 2026 Sale Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-23-34-03629-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-23-34-03629-000`
Alternative APNs	`1812233403629` `1325891`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,565 sqft Living Area
Gross Area	2,093 sqft
1st Floor Area	1,565 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,358 sqft (0.238 acres)
Lot Dimensions	87 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1325891
Street Address	2040 23RD ST
City	FLORENCE
State	OR
Zip	97439-9768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TL 03629
Legal Range	12
Legal Township	18
Legal Section	23
Legal Subdivision	SUMMERSET ESTATES
Legal Lot Number	3629
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2019
Census Tract	707

Owner

2040 23rd St is owned by two individuals who acquired it in August 2025.

Source: Lane County records, as of February 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	83919 S CANARY RD, WESTLAKE, OR 97493-9713
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Bargain and Sale Deed, Transfer CASCADE TITLE COMPANY, CASCADE TITLE CO
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANNER BANK
May 17, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE
Dec 3, 2018	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2025
Deed Sale	Aug 1, 2025
Prior Sale	May 17, 2019 · Amount on File
Deed Document Number	202524032
Prior Transfer Date	Nov 30, 2018
Prior Transfer Doc	0000055587
Record Updated	Oct 29, 2026

February 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LANE OR
Recording Date	Feb 3, 2026
Property Address	2040 23RD ST, FLORENCE, OR 97439-9768
Document Number	0000003545
Instrument Date	Feb 3, 2026
Instrument	2026-003545
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	83919 S CANARY RD, WESTLAKE, OR 97493-9713

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2040 23RD ST, FLORENCE, OR 97439-9768
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039336
Date	Sep 9, 2019
Instrument	2019-039336

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2034

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANE OR
Recording Date	May 17, 2019
Property Address	2040 23RD ST, FLORENCE, OR 97439-9768
Document Number	0000018961
Instrument Date	May 8, 2019
Instrument	18961
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83919 S CANARY RD WESTLAKE OR 974939713, WESTLAKE, OR 97493-9713

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LANE OR
Recording Date	Dec 3, 2018
Property Address	2040 23RD ST, FLORENCE, OR 97439-9768
Document Number	0000055587
Instrument Date	Nov 28, 2018
Instrument	55587
Transaction Type	Foreclosure
Record Updated	Dec 14, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$219.07
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 23RD ST FLORENCE OR 974399768, FLORENCE, OR 97439-9768

Tax Assessment & Valuation

The 2025 property tax bill for 2040 23rd St was $3,572.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,572.00	$261,800	$482,250 Land $96,806 Building $385,444
2023	$3,372.00 (+4.2%)	$246,772 (+3%)	$464,625 (+16.7%) Land $84,264 Building $380,361
2022	$3,236.00	$239,585	$398,142 Land $77,489 Building $320,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2040 23rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2040 23rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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