Bell County property record for 204 Windermere Dr, Middlesboro, KY 40965
| Property Type | Single Family Home |
|---|---|
| Details | 1,262 sqft · built 1998 |
| Owner | Individual Name on Record |
| Last Sale | $134,000 (Apr 2010) |
| Tax Bill | $1,599 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-10-00-105.01 |
| Primary APN | 068-10-00-105.01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,262 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 4860 |
|---|---|
| Street Address | 204 WINDERMERE DR |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-9437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 602 WINDERMERE PHASE I |
| Legal Subdivision | AMBLESIDE |
| Legal Phase | 1 |
| Legal Lot Number | 602 |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 960800 |
Source: Bell County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 204 WINDERMERE DR, MIDDLESBORO, KY 40965-9437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2010 · Amount on Record |
| Deed Sale | Apr 26, 2010 · Amount on Record |
| Deed Book / Page | 349 / 37 |
| Last Transfer Date | Jan 4, 2021 |
| Transfer Doc | 00D394/141 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Nov 29, 2021 |
| Property Address | 204 WINDERMERE DR, MIDDLESBORO, KY 40965-9437 |
| Document Number | 00D394/141 |
| Book / Page | D394 / 141 |
| Map Reference | MB 2 PG 68A |
| Instrument Date | Jan 4, 2021 |
| Instrument | 189361 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 WINDERMERE DR, MIDDLESBORO, KY 40965-9437 |
| Document Number | 0000189362 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 189362 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 231 Months |
| Due | Feb 1, 2041 |
Source: Bell County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Unified School District | Bell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,599.00 (+2.04%) | $134,000 (-) Land $134,000 | $134,000 (-) Land $134,000 |
| 2023 | $1,567.00 | $134,000 | $134,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2016–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 82% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Eastern Telephone & Technologies.
4G LTE (outdoors only), no 5G reported
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