204 Willis St, De Kalb, MO 64440 Property Records

Buchanan County property record for 204 Willis St, De Kalb, MO 64440

Property Summary

Property Type	Single Family Home
Details	728 sqft · built 1999
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$202,000 (Dec 2021)
Tax Bill	$1,662 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Mar 2019 Mortgage + 1 more
APN	`16-2.0-10-004-002-065.000`

Property Details

APN / Parcel Number

Primary APN	`16-2.0-10-004-002-065.000`

Interior

Building Area	728 sqft Base Area
1st Floor Area	728 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	205 ft deep x 43 ft wide

Location & Zoning

Street Address	204 WILLIS ST
City	DE KALB
State	MO
Zip	64440-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:TOWN OF DEKALB LOT:0 BLK:26LGL DESC:S 43' OF N 120' OF W 205' OF BLK 26
Legal Subdivision	TOWN OF DEKALB
Legal Block	26
Jurisdiction	BUCHANAN MO
Township / Civil Division	BLOOMINGTON
Census Block Group	3
Census Block	3109
Census Tract	2900

Owner

204 Willis St is owned and occupied by two individuals who bought it in December 2021.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	204 WILLIS ST, DE KALB, MO 64440-9640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Deed of Trust, Mortgage · VA Mortgage FLAT BRANCH MORTGAGE INC
Mar 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK & TRUST CO
Dec 2, 2021	Warranty Deed, Transfer · FHA Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on File
Deed Sale	Dec 2, 2021 · Amount on File
Prior Sale	Dec 4, 2019 · Amount on File
Deed Document Number	202113083
Deed Book / Page	3770 / 377
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	204 WILLIS ST, DE KALB, MO 64440-9640
Transaction Type	Mortgage
Record Updated	Jan 30, 2023
Title Company	ST JOSEPH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003744/131
Date	Dec 4, 2019
Book Page	3744/131
Instrument	2019010588

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	204 WILLIS ST, DE KALB, MO 64440-9640
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003728/303
Date	Mar 4, 2019
Book Page	3728/303
Instrument	2019001544

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 2, 2021
Property Address	204 WILLIS ST, DE KALB, MO 64440-9640
Document Number	003770/377
Book / Page	3770 / 377
Instrument Date	Nov 30, 2021
Instrument	2021013083
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1660 SW CALL RD, 1660, DE KALB, MO 64440-9627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 WILLIS ST, DE KALB, MO 64440-9640

Mortgage

Document Number	2021013084
Date	Dec 2, 2021
Instrument	2021013084

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 204 Willis St was $1,662.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	De Kalb Town
Unified School District	Buchanan County R-IV School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,662.00	$22,950 Land $570 Building $22,380	$120,040 Land $3,000 Building $117,040
2024	$1,662.00 (+6.54%)
2023	$1,560.00 (-1.83%)	$21,200 (-1.62%) Land $570 Building $20,630	$112,630 Land $3,000 Building $109,630
2022	$1,589.00	$21,550 Land $570 Building $20,980
2021			$113,400 Land $3,000 Building $110,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 204 Willis St; there have been 63 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	63 (1982–2011)
Claims Outside the SFHA	3 of 63
Most Recent Claim	Jul 2011 · Flooding
Claims by Event	Flooding, Jul 2011 · 5 claims Severe Storms & Flooding, Jul 1993 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Willis St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB PWS serves 250 people · EPA ID MO1011181
Water Source	Purchased groundwater from BUCHANAN COUNTY PWSD 1
Last State Inspection	Nov 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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