Bergen County and Lodi Borough property record for 204 Westminster Pl, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,214 sqft · built 1900 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Sep 2006) |
| Tax Bill | $9,912 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00006-0000-00007 |
| Primary APN | 31-00006-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,214 sqft Living Area |
| 1st Floor Area | 1,214 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 013600 |
|---|---|
| Street Address | 204 WESTMINSTER PL |
| City | LODI |
| State | NJ |
| Zip | 07644-1012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 55X100 |
| Legal Subdivision | BOGART HEIGHTS |
| Legal Block | 6 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30201 |
204 Westminster Pl is owned by two individuals who bought it in September 2006.
Source: Bergen County and Lodi Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 905, LODI, NJ 07644-0905 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2024 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Feb 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2006 · Amount on File |
| Deed Sale | Sep 5, 2006 · Amount on File |
| Prior Sale | Apr 29, 2005 · Amount on File |
| Deed Book / Page | 9143 / 354 |
| Prior Transfer Date | Jan 22, 1999 |
| Prior Transfer Doc | 0000103420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 204 WESTMINSTER PL, LODI, NJ 07644-1012 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 204 WESTMINSTER PL, LODI, NJ 07644-1012 |
| Document Number | 0051671252 |
|---|---|
| Date | Jan 25, 2024 |
| Book Page | 5167/1252 |
| Instrument | 2024005422 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 204 WESTMINSTER PL, LODI, NJ 07644-1012 |
| Document Number | 0035520595 |
| Instrument Date | Feb 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 204 WESTMINSTER PL LODI NJ 076441012, LODI, NJ 07644-1012 |
| Document Number | 0035520595 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 003552/000595 |
| Instrument | 20032862 |
| Name | LADERA LNDG |
|---|---|
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 23, 2050 |
The 2025 property tax bill for 204 Westminster Pl was $9,912, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,000 (-) Land $163,500 Building $116,500 | $280,000 (-) Land $163,500 Building $116,500 | |
| 2025 | $9,912.00 (+5.62%) | $280,000 Land $163,500 Building $116,500 | $280,000 Land $163,500 Building $116,500 |
| 2024 | $9,385.00 | ||
| 2023 | $280,000 Land $163,500 Building $116,500 | $280,000 Land $163,500 Building $116,500 | |
| 2022 | $9,139.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Westminster Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 204 Westminster Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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